# What ACA marketplace plans are available in Howard County, Missouri in 2027?

Howard County, Missouri has 51 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $606 to $962 and a benchmark (second-lowest-cost silver) plan at $802 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter Health | Signature Expanded Bronze | Bronze | $606.19 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $616.10 | $9,350 | $11,100 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $622.37 | $11,750 | $11,750 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $623.36 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $633.55 | $9,350 | $11,100 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA ($0 Select Drugs + Incentives) | Bronze | $646.54 | $11,700 | $11,700 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $653.17 | $7,500 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $661.39 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $672.30 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 6900 HSA ($0 Select Drugs + Incentives) | Bronze | $677.14 | $6,900 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $680.13 | $0 | $11,800 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $687.16 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $690.72 | $0 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway X 4900 HSA ($0 Select Drugs + Incentives) | Bronze | $696.34 | $4,900 | $12,000 |
| Medica | Medica with MU Health Care Bronze Share | Bronze | $708.10 | $8,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $709.85 | $0 | $12,000 |
| Medica | Medica with MU Health Care Bronze Standard | Bronze | $733.77 | $7,500 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $774.18 | $2,500 | $8,600 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $796.11 | $2,500 | $8,600 |
| Ambetter Health | Signature Silver | Silver | $800.68 | $6,400 | $10,300 |
| Ambetter Health | Summit Silver | Silver | $802.04 | $4,100 | $9,800 |
| Ambetter Health | Everyday Gold | Gold | $802.79 | $800 | $7,250 |
| Ambetter Health | Complete Gold | Gold | $814.72 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver | Silver | $815.91 | $6,950 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $823.36 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $823.79 | $2,500 | $8,600 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $825.53 | $800 | $7,250 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $829.16 | $2,000 | $8,100 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $837.80 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver + Vision + Adult Dental | Silver | $839.02 | $6,950 | $10,000 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $842.92 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $848.29 | $2,000 | $8,100 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X 2500 Standard ($0 Select Drugs + Incentives) | Gold | $853.61 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $856.06 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $870.72 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $875.19 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $882.01 | $3,500 | $10,300 |
| Medica | Medica with MU Health Care Gold Share | Gold | $882.46 | $2,600 | $6,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $884.11 | $0 | $12,000 |
| Medica | Medica with MU Health Care Gold Standard | Gold | $884.83 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $889.85 | $6,400 | $10,300 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 7000 ($0 Select Drugs + Incentives) | Silver | $891.37 | $7,000 | $9,725 |
| Medica | Medica with MU Health Care Gold HSA | Gold | $893.10 | $3,500 | $4,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $901.14 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $903.24 | $0 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 5350 ($0 Select Drugs + Incentives) | Silver | $906.66 | $5,350 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 6400 Standard ($0 Select Drugs + Incentives) | Silver | $907.34 | $6,400 | $10,300 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway X 3100 ($0 Select Drugs + Incentives) | Silver | $925.95 | $3,100 | $11,900 |
| Medica | Medica with MU Health Care Silver Standard | Silver | $950.65 | $6,400 | $10,300 |
| Medica | Medica with MU Health Care Silver Share | Silver | $951.46 | $3,525 | $9,300 |
| Medica | Medica with MU Health Care Silver HSA | Silver | $962.04 | $4,200 | $8,700 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Howard County

### How many ACA plans are available in Howard County for 2027?

Howard County, Missouri has 51 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Howard County?

The 2027 benchmark (second-lowest-cost silver) premium in Howard County is $802 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Howard County?

The cheapest 2027 plan in Howard County is Signature Expanded Bronze from Ambetter Health, a Bronze plan at $606 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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