# What ACA marketplace plans are available in Wayne County, Michigan in 2027?

Wayne County, Michigan has 78 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $415 to $1,102 and a benchmark (second-lowest-cost silver) plan at $591 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Care Network of Michigan | Blue Cross® Local HMO Bronze Saver HSA | Bronze | $415.21 | $11,000 | $11,000 |
| Priority Health | MyPriority Essential Bronze Southeast Michigan Network | Bronze | $418.30 | $9,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Bronze Standard HSA | Bronze | $420.46 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Bronze Plus HSA | Bronze | $436.00 | $3,800 | $12,000 |
| Priority Health | MyPriority Standard Bronze - Southeast Michigan Network | Bronze | $444.23 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) | Bronze | $449.12 | $11,750 | $11,750 |
| Priority Health | MyPriority Value Bronze Southeast Michigan Network | Bronze | $450.46 | $10,500 | $10,500 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) | Bronze | $460.04 | $11,750 | $11,750 |
| Priority Health | MyPriority Essential Bronze | Bronze | $465.82 | $9,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronze | $466.59 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Standard HSA | Bronze | $472.08 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) | Bronze | $476.81 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $480.68 | $11,750 | $11,750 |
| Priority Health | MyPriority Standard Bronze | Bronze | $494.69 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze | Bronze | $501.63 | $10,500 | $10,500 |
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $502.12 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $518.03 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) | Bronze | $518.33 | $0 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $531.22 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $538.97 | $0 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $548.05 | $7,950 | $7,950 |
| Ambetter from Meridian | Streamlined Silver | Silver | $572.40 | $4,700 | $11,300 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Gold Saver | Gold | $587.62 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Silver Saver | Silver | $591.47 | $5,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Gold Standard | Gold | $591.62 | $2,500 | $8,600 |
| Ambetter from Meridian | Signature Silver | Silver | $592.55 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $598.99 | $11,000 | $11,000 |
| Ambetter from Meridian | Elite Silver | Silver | $603.73 | $0 | $10,300 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $611.32 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $622.86 | $0 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Silver Standard | Silver | $628.41 | $6,400 | $10,300 |
| Ambetter from Meridian | Signature Gold | Gold | $639.04 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $639.23 | $3,800 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Gold Plus | Gold | $647.49 | $0 | $8,200 |
| UnitedHealthcare | UHC Silver Value- (Virtual Urgent Care, No Referrals) | Silver | $654.30 | $4,000 | $10,800 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $654.64 | $7,500 | $12,000 |
| Ambetter from Meridian | Apex Gold | Gold | $658.13 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $659.29 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Saver | Gold | $660.18 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Standard | Gold | $664.28 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $665.14 | $800 | $7,250 |
| UnitedHealthcare | UHC Silver Value (Virtual Urgent Care, No Referrals) | Silver | $665.79 | $4,000 | $10,800 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Silver Plus | Silver | $666.83 | $6,800 | $11,700 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Silver | $667.50 | $5,000 | $9,000 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, No Referrals) | Silver | $667.97 | $6,400 | $10,300 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $678.98 | $1,500 | $8,350 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) | Silver | $680.21 | $0 | $12,000 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $684.06 | $8,250 | $10,150 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $686.22 | $800 | $7,250 |
| UnitedHealthcare | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $686.43 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, No Referrals) | Gold | $699.87 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $700.85 | $0 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Standard | Silver | $705.57 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, No Referrals) | Gold | $709.37 | $1,500 | $8,800 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $709.48 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Plus | Gold | $727.39 | $0 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $730.01 | $1,500 | $8,800 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) | Gold | $730.22 | $0 | $8,500 |
| Priority Health | MyPriority Premier Silver | Silver | $738.89 | $5,500 | $10,500 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $739.98 | $8,500 | $8,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $750.86 | $0 | $8,500 |
| Priority Health | MyPriority Balanced Silver | Silver | $760.41 | $4,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $774.53 | $6,400 | $10,300 |
| Priority Health | MyPriority Standard Gold Southeast Michigan Network | Gold | $831.17 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $884.85 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $900.77 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $925.54 | $5,000 | $9,000 |
| Priority Health | MyPriority Standard Gold | Gold | $925.59 | $2,500 | $8,600 |
| Priority Health | MyPriority Enhanced Gold Southeast Michigan Network | Gold | $928.33 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $943.33 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $968.55 | $2,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $969.20 | $1,100 | $9,900 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $988.67 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $990.74 | $2,100 | $8,000 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $1,019.05 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $1,025.78 | $4,250 | $10,150 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,033.76 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,102.01 | $0 | $8,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Wayne County

### How many ACA plans are available in Wayne County for 2027?

Wayne County, Michigan has 78 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Wayne County?

The 2027 benchmark (second-lowest-cost silver) premium in Wayne County is $591 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Wayne County?

The cheapest 2027 plan in Wayne County is Blue Cross® Local HMO Bronze Saver HSA from Blue Care Network of Michigan, a Bronze plan at $415 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Canonical: https://privatehealthinsurancedirectanswers.com/plans-2027/mi/wayne
Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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