# What ACA marketplace plans are available in Sanilac County, Michigan in 2027?

Sanilac County, Michigan has 66 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $438 to $1,112 and a benchmark (second-lowest-cost silver) plan at $542 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) | Bronze | $438.06 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) | Bronze | $448.71 | $11,750 | $11,750 |
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $459.42 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) | Bronze | $465.07 | $7,500 | $12,000 |
| Priority Health | MyPriority Essential Bronze | Bronze | $468.67 | $9,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $468.84 | $11,750 | $11,750 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $473.98 | $7,500 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $486.05 | $7,950 | $7,950 |
| Priority Health | MyPriority Standard Bronze | Bronze | $497.72 | $7,500 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $501.45 | $7,950 | $7,950 |
| Priority Health | MyPriority Value Bronze | Bronze | $504.71 | $10,500 | $10,500 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) | Bronze | $505.57 | $0 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $522.02 | $11,000 | $11,000 |
| Ambetter from Meridian | Streamlined Silver | Silver | $523.73 | $4,700 | $11,300 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $525.70 | $0 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $528.64 | $7,500 | $12,000 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $535.96 | $8,250 | $10,150 |
| Ambetter from Meridian | Signature Silver | Silver | $542.16 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Plus HSA | Bronze | $548.17 | $3,800 | $12,000 |
| Ambetter from Meridian | Elite Silver | Silver | $552.40 | $0 | $10,300 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $555.88 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $559.34 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $569.90 | $0 | $10,300 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $579.77 | $8,500 | $8,500 |
| Ambetter from Meridian | Signature Gold | Gold | $584.70 | $2,500 | $8,600 |
| Ambetter from Meridian | Apex Gold | Gold | $602.17 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $603.23 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $604.15 | $11,000 | $11,000 |
| Ambetter from Meridian | Everyday Gold | Gold | $608.58 | $800 | $7,250 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $621.25 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $627.87 | $800 | $7,250 |
| UnitedHealthcare | UHC Silver Value- (Virtual Urgent Care, No Referrals) | Silver | $638.19 | $4,000 | $10,800 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $644.74 | $3,800 | $12,000 |
| UnitedHealthcare | UHC Silver Value (Virtual Urgent Care, No Referrals) | Silver | $649.40 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, No Referrals) | Silver | $651.52 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $660.29 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) | Silver | $663.46 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $669.53 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, No Referrals) | Gold | $682.63 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $683.59 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, No Referrals) | Gold | $691.91 | $1,500 | $8,800 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $712.04 | $1,500 | $8,800 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) | Gold | $712.24 | $0 | $8,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $732.37 | $0 | $8,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $738.84 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Saver | Silver | $739.66 | $5,000 | $9,000 |
| Priority Health | MyPriority Premier Silver | Silver | $743.41 | $5,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $743.87 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $758.86 | $2,000 | $9,000 |
| Priority Health | MyPriority Balanced Silver | Silver | $765.06 | $4,000 | $9,000 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $774.62 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $776.24 | $2,100 | $8,000 |
| Priority Health | MyPriority Standard Silver | Silver | $779.27 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $790.11 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $798.42 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $803.70 | $4,250 | $10,150 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $814.09 | $0 | $8,200 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Plus | Silver | $837.75 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $892.48 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $908.54 | $6,800 | $11,700 |
| Priority Health | MyPriority Standard Gold | Gold | $931.25 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $933.53 | $5,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $951.47 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $977.57 | $1,100 | $9,900 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,040.10 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,111.51 | $0 | $8,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Sanilac County

### How many ACA plans are available in Sanilac County for 2027?

Sanilac County, Michigan has 66 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Sanilac County?

The 2027 benchmark (second-lowest-cost silver) premium in Sanilac County is $542 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Sanilac County?

The cheapest 2027 plan in Sanilac County is UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) from UnitedHealthcare, a Bronze plan at $438 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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