# What ACA marketplace plans are available in Saint Joseph County, Michigan in 2027?

Saint Joseph County, Michigan has 49 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $493 to $1,212 and a benchmark (second-lowest-cost silver) plan at $582 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $493.28 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $508.91 | $7,500 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $521.87 | $7,950 | $7,950 |
| Priority Health | MyPriority Essential Bronze | Bronze | $524.45 | $9,000 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $538.41 | $7,950 | $7,950 |
| Priority Health | MyPriority Standard Bronze | Bronze | $556.95 | $7,500 | $12,000 |
| Ambetter from Meridian | Streamlined Silver | Silver | $562.33 | $4,700 | $11,300 |
| Priority Health | MyPriority Value Bronze | Bronze | $564.77 | $10,500 | $10,500 |
| Ambetter from Meridian | Signature Silver | Silver | $582.12 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver | Silver | $593.11 | $0 | $10,300 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $600.57 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $611.90 | $0 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $616.25 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $624.06 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Gold | Gold | $627.80 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $633.53 | $8,250 | $10,150 |
| Ambetter from Meridian | Apex Gold | Gold | $646.55 | $1,500 | $8,350 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Plus HSA | Bronze | $647.12 | $3,800 | $12,000 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $647.69 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $653.44 | $800 | $7,250 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $657.07 | $7,500 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $658.69 | $11,000 | $11,000 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $667.04 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $674.14 | $800 | $7,250 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $685.32 | $8,500 | $8,500 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $702.95 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $719.90 | $7,500 | $12,000 |
| Priority Health | MyPriority Premier Silver | Silver | $831.89 | $5,500 | $10,500 |
| Priority Health | MyPriority Balanced Silver | Silver | $856.12 | $4,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $872.02 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $872.18 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Saver | Silver | $873.14 | $5,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $878.13 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $897.00 | $2,000 | $9,000 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $915.64 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $917.55 | $2,100 | $8,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $932.71 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $943.77 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $950.00 | $4,250 | $10,150 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $961.02 | $0 | $8,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $973.06 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Plus | Silver | $988.95 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $990.57 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $1,017.81 | $5,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $1,037.38 | $2,500 | $8,600 |
| Priority Health | MyPriority Standard Gold | Gold | $1,042.09 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $1,065.83 | $1,100 | $9,900 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,163.89 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,211.86 | $0 | $8,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Saint Joseph County

### How many ACA plans are available in Saint Joseph County for 2027?

Saint Joseph County, Michigan has 49 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Saint Joseph County?

The 2027 benchmark (second-lowest-cost silver) premium in Saint Joseph County is $582 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Saint Joseph County?

The cheapest 2027 plan in Saint Joseph County is Signature Expanded Bronze from Ambetter from Meridian, a Bronze plan at $493 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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