# What ACA marketplace plans are available in Ottawa County, Michigan in 2027?

Ottawa County, Michigan has 63 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $409 to $1,077 and a benchmark (second-lowest-cost silver) plan at $530 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $409.05 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $413.86 | $7,500 | $12,000 |
| Priority Health | MyPriority Essential Bronze Corewell Health West Michigan Network | Bronze | $421.28 | $9,000 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $427.96 | $0 | $12,000 |
| Priority Health | MyPriority Standard Bronze - Corewell Health West Michigan Network | Bronze | $447.39 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze Corewell Health West Michigan Network | Bronze | $453.66 | $10,500 | $10,500 |
| Priority Health | MyPriority Essential Bronze | Bronze | $485.35 | $9,000 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Bronze | $515.43 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze | Bronze | $522.66 | $10,500 | $10,500 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $525.54 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronze | $528.72 | $11,000 | $11,000 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $529.82 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $532.77 | $9,000 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Standard HSA | Bronze | $534.95 | $7,500 | $12,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $552.90 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $554.48 | $0 | $11,750 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Plus HSA | Bronze | $554.72 | $3,800 | $12,000 |
| Oscar Insurance Company | Gold Simple | Gold | $556.14 | $2,750 | $10,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $566.79 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $573.98 | $7,500 | $12,000 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $633.53 | $8,250 | $10,150 |
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $635.79 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $655.94 | $7,500 | $12,000 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $657.07 | $7,500 | $12,000 |
| Priority Health | MyPriority Premier Silver Corewell Health West Michigan Network | Silver | $668.69 | $5,500 | $10,500 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $672.64 | $7,950 | $7,950 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $685.32 | $8,500 | $8,500 |
| Priority Health | MyPriority Balanced Silver Corewell Health West Michigan Network | Silver | $687.70 | $4,000 | $9,000 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $693.95 | $7,950 | $7,950 |
| Priority Health | MyPriority Standard Silver - Corewell Health West Michigan Network | Silver | $700.47 | $6,400 | $10,300 |
| Ambetter from Meridian | Streamlined Silver | Silver | $724.78 | $4,700 | $11,300 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Saver | Gold | $748.10 | $1,100 | $9,900 |
| Ambetter from Meridian | Signature Silver | Silver | $750.29 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Standard | Gold | $752.74 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Silver | $756.40 | $5,000 | $9,000 |
| Ambetter from Meridian | Elite Silver | Silver | $764.45 | $0 | $10,300 |
| Priority Health | MyPriority Premier Silver | Silver | $769.85 | $5,500 | $10,500 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $774.07 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $788.68 | $0 | $10,300 |
| Priority Health | MyPriority Balanced Silver | Silver | $792.28 | $4,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Standard | Silver | $799.54 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $802.20 | $1,100 | $9,900 |
| Priority Health | MyPriority Standard Silver | Silver | $807.01 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $807.66 | $2,500 | $8,600 |
| Ambetter from Meridian | Signature Gold | Gold | $809.16 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Plus | Gold | $824.26 | $0 | $8,200 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Plus | Silver | $830.11 | $6,800 | $11,700 |
| Ambetter from Meridian | Apex Gold | Gold | $833.33 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $834.81 | $2,500 | $8,600 |
| Priority Health | MyPriority Standard Gold Corewell Health West Michigan Network | Gold | $837.09 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $842.21 | $800 | $7,250 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $857.87 | $6,400 | $10,300 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $859.74 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $868.90 | $800 | $7,250 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $883.89 | $0 | $8,200 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $897.00 | $2,000 | $9,000 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $915.64 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $917.55 | $2,100 | $8,000 |
| Priority Health | MyPriority Enhanced Gold Corewell Health West Michigan Network | Gold | $934.92 | $0 | $9,200 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $943.77 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $950.00 | $4,250 | $10,150 |
| Priority Health | MyPriority Standard Gold | Gold | $964.39 | $2,500 | $8,600 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,077.10 | $0 | $9,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Ottawa County

### How many ACA plans are available in Ottawa County for 2027?

Ottawa County, Michigan has 63 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Ottawa County?

The 2027 benchmark (second-lowest-cost silver) premium in Ottawa County is $530 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Ottawa County?

The cheapest 2027 plan in Ottawa County is Bronze Classic 4700 from Oscar Insurance Company, a Bronze plan at $409 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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