# What ACA marketplace plans are available in Oceana County, Michigan in 2027?

Oceana County, Michigan has 41 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $409 to $1,077 and a benchmark (second-lowest-cost silver) plan at $530 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $409.05 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $413.86 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $427.96 | $0 | $12,000 |
| Priority Health | MyPriority Essential Bronze | Bronze | $485.35 | $9,000 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Bronze | $515.43 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze | Bronze | $522.66 | $10,500 | $10,500 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $525.54 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $529.82 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $532.77 | $9,000 | $10,300 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $552.90 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $554.48 | $0 | $11,750 |
| Oscar Insurance Company | Gold Simple | Gold | $556.14 | $2,750 | $10,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $566.79 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $573.98 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Plus HSA | Bronze | $595.19 | $3,800 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $635.79 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $655.94 | $7,500 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $672.64 | $7,950 | $7,950 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $693.95 | $7,950 | $7,950 |
| Ambetter from Meridian | Streamlined Silver | Silver | $724.78 | $4,700 | $11,300 |
| Ambetter from Meridian | Signature Silver | Silver | $750.29 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver | Silver | $764.45 | $0 | $10,300 |
| Priority Health | MyPriority Premier Silver | Silver | $769.85 | $5,500 | $10,500 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $774.07 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $788.68 | $0 | $10,300 |
| Priority Health | MyPriority Balanced Silver | Silver | $792.28 | $4,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $802.20 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Saver | Silver | $803.08 | $5,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $807.01 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $807.66 | $2,500 | $8,600 |
| Ambetter from Meridian | Signature Gold | Gold | $809.16 | $2,500 | $8,600 |
| Ambetter from Meridian | Apex Gold | Gold | $833.33 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $834.81 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $842.21 | $800 | $7,250 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $857.87 | $6,400 | $10,300 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $859.74 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $868.90 | $800 | $7,250 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $883.89 | $0 | $8,200 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Plus | Silver | $909.59 | $6,800 | $11,700 |
| Priority Health | MyPriority Standard Gold | Gold | $964.39 | $2,500 | $8,600 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,077.10 | $0 | $9,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Oceana County

### How many ACA plans are available in Oceana County for 2027?

Oceana County, Michigan has 41 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Oceana County?

The 2027 benchmark (second-lowest-cost silver) premium in Oceana County is $530 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Oceana County?

The cheapest 2027 plan in Oceana County is Bronze Classic 4700 from Oscar Insurance Company, a Bronze plan at $409 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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