# What ACA marketplace plans are available in Luce County, Michigan in 2027?

Luce County, Michigan has 15 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $610 to $1,288 and a benchmark (second-lowest-cost silver) plan at $1,034 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $610.23 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $617.98 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Plus HSA | Bronze | $640.80 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $700.27 | $11,000 | $11,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $747.31 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $765.34 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $863.69 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $869.56 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $923.62 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $951.64 | $0 | $8,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $1,034.46 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $1,053.08 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $1,102.84 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $1,133.09 | $1,100 | $9,900 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,288.35 | $0 | $8,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Luce County

### How many ACA plans are available in Luce County for 2027?

Luce County, Michigan has 15 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Luce County?

The 2027 benchmark (second-lowest-cost silver) premium in Luce County is $1,034 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Luce County?

The cheapest 2027 plan in Luce County is Blue Cross® Preferred HMO Bronze Saver HSA from Blue Care Network of Michigan, a Bronze plan at $610 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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