# What ACA marketplace plans are available in Livingston County, Michigan in 2027?

Livingston County, Michigan has 52 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $453 to $1,145 and a benchmark (second-lowest-cost silver) plan at $718 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Priority Health | MyPriority Essential Bronze Trinity Health East Network | Bronze | $452.55 | $9,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Catastrophic HSA | Catastrophic | $457.74 | $12,000 | $12,000 |
| Priority Health | MyPriority Standard Bronze - Trinity Health East Network | Expanded Bronze | $480.59 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze Trinity Health East Network | Expanded Bronze | $487.34 | $10,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronze | $487.91 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Catastrophic HSA | Catastrophic | $490.68 | $12,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Standard HSA | Expanded Bronze | $493.67 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Plus HSA | Expanded Bronze | $511.90 | $3,800 | $12,000 |
| Priority Health | MyPriority Essential Bronze | Bronze | $511.94 | $9,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $523.05 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Expanded Bronze | $529.68 | $7,500 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Expanded Bronze | $543.66 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze | Expanded Bronze | $551.29 | $10,500 | $10,500 |
| McLaren Health Plan Community | MHP Young Adult/Catastrophic | Catastrophic | $557.61 | $12,000 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Catastrophic HSA | Catastrophic | $586.49 | $12,000 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $622.48 | $11,000 | $11,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Expanded Bronze | $664.29 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Expanded Bronze | $680.32 | $7,500 | $12,000 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $684.06 | $8,250 | $10,150 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Saver | Gold | $690.36 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Standard | Gold | $694.64 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Silver | $698.02 | $5,000 | $9,000 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Expanded Bronze | $709.48 | $7,500 | $12,000 |
| Priority Health | MyPriority Premier Silver Trinity Health East Network | Silver | $718.33 | $5,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Standard | Silver | $737.83 | $6,400 | $10,300 |
| Priority Health | MyPriority Balanced Silver Trinity Health East Network | Silver | $738.75 | $4,000 | $9,000 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Expanded Bronze | $739.98 | $8,500 | $8,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $740.28 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $745.32 | $2,500 | $8,600 |
| Priority Health | MyPriority Standard Silver - Trinity Health East Network | Silver | $752.46 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Plus | Gold | $760.64 | $0 | $8,200 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Plus | Silver | $766.05 | $6,800 | $11,700 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $791.66 | $6,400 | $10,300 |
| Priority Health | MyPriority Premier Silver | Silver | $812.03 | $5,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $815.67 | $0 | $8,200 |
| Priority Health | MyPriority Balanced Silver | Silver | $835.68 | $4,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $851.21 | $6,400 | $10,300 |
| Priority Health | MyPriority Standard Gold Trinity Health East Network | Gold | $899.21 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $919.55 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $936.10 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $961.84 | $5,000 | $9,000 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $968.55 | $2,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $980.33 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $988.67 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $990.74 | $2,100 | $8,000 |
| Priority Health | MyPriority Enhanced Gold Trinity Health East Network | Gold | $1,004.32 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $1,007.20 | $1,100 | $9,900 |
| Priority Health | MyPriority Standard Gold | Gold | $1,017.21 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $1,019.05 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $1,025.78 | $4,250 | $10,150 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,136.10 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,145.23 | $0 | $8,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Livingston County

### How many ACA plans are available in Livingston County for 2027?

Livingston County, Michigan has 52 ACA marketplace plans from 4 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Livingston County?

The 2027 benchmark (second-lowest-cost silver) premium in Livingston County is $718 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Livingston County?

The cheapest 2027 plan in Livingston County is MyPriority Essential Bronze Trinity Health East Network from Priority Health, a Bronze plan at $453 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-13)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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