# What ACA marketplace plans are available in Lapeer County, Michigan in 2027?

Lapeer County, Michigan has 72 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $411 to $1,020 and a benchmark (second-lowest-cost silver) plan at $485 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $411.09 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $424.12 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) | Bronze | $427.08 | $11,750 | $11,750 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $434.92 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) | Bronze | $437.47 | $11,750 | $11,750 |
| Priority Health | MyPriority Essential Bronze | Bronze | $438.18 | $9,000 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $448.70 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) | Bronze | $453.41 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronze | $455.17 | $11,000 | $11,000 |
| UnitedHealthcare | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $457.09 | $11,750 | $11,750 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Standard HSA | Bronze | $460.54 | $7,500 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Bronze | $465.33 | $7,500 | $12,000 |
| Ambetter from Meridian | Streamlined Silver | Silver | $468.63 | $4,700 | $11,300 |
| Priority Health | MyPriority Value Bronze | Bronze | $471.85 | $10,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Plus HSA | Bronze | $477.56 | $3,800 | $12,000 |
| Ambetter from Meridian | Signature Silver | Silver | $485.13 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $487.95 | $11,000 | $11,000 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) | Bronze | $492.89 | $0 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $494.14 | $7,500 | $12,000 |
| Ambetter from Meridian | Elite Silver | Silver | $494.29 | $0 | $10,300 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $500.50 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $509.95 | $0 | $10,300 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $512.13 | $8,250 | $10,150 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $512.52 | $0 | $12,000 |
| Ambetter from Meridian | Signature Gold | Gold | $523.19 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $531.16 | $7,500 | $12,000 |
| Ambetter from Meridian | Apex Gold | Gold | $538.82 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $539.77 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $544.56 | $800 | $7,250 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $554.00 | $8,500 | $8,500 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $554.29 | $11,000 | $11,000 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $555.90 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $561.82 | $800 | $7,250 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $591.52 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $605.80 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Silver Value- (Virtual Urgent Care, No Referrals) | Silver | $622.19 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Silver Value (Virtual Urgent Care, No Referrals) | Silver | $633.12 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, No Referrals) | Silver | $635.19 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Saver | Gold | $644.05 | $1,100 | $9,900 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) | Silver | $646.83 | $0 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Standard | Gold | $648.04 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Silver | $651.19 | $5,000 | $9,000 |
| UnitedHealthcare | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $652.75 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, No Referrals) | Gold | $665.52 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $666.45 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, No Referrals) | Gold | $674.56 | $1,500 | $8,800 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Standard | Silver | $688.33 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $690.62 | $1,100 | $9,900 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $694.19 | $1,500 | $8,800 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) | Gold | $694.39 | $0 | $8,500 |
| Priority Health | MyPriority Premier Silver | Silver | $695.03 | $5,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $695.32 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Plus | Gold | $709.61 | $0 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $714.01 | $0 | $8,500 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Plus | Silver | $714.66 | $6,800 | $11,700 |
| Priority Health | MyPriority Balanced Silver | Silver | $715.27 | $4,000 | $9,000 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $725.12 | $2,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $728.56 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $738.54 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $740.18 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $741.73 | $2,100 | $8,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $760.95 | $0 | $8,200 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $762.93 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $767.96 | $4,250 | $10,150 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $818.81 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $833.56 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $856.49 | $5,000 | $9,000 |
| Priority Health | MyPriority Standard Gold | Gold | $870.65 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $872.95 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $896.89 | $1,100 | $9,900 |
| Priority Health | MyPriority Enhanced Gold | Gold | $972.40 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,019.78 | $0 | $8,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Lapeer County

### How many ACA plans are available in Lapeer County for 2027?

Lapeer County, Michigan has 72 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Lapeer County?

The 2027 benchmark (second-lowest-cost silver) premium in Lapeer County is $485 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Lapeer County?

The cheapest 2027 plan in Lapeer County is Signature Expanded Bronze from Ambetter from Meridian, a Bronze plan at $411 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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