# What ACA marketplace plans are available in Alpena County, Michigan in 2027?

Alpena County, Michigan has 34 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $467 to $1,141 and a benchmark (second-lowest-cost silver) plan at $741 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Priority Health | MyPriority Essential Bronze | Bronze | $467.08 | $9,000 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Bronze | $496.02 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze | Bronze | $502.98 | $10,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $516.84 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $523.38 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Plus HSA | Bronze | $542.72 | $3,800 | $12,000 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $544.06 | $8,250 | $10,150 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $564.28 | $7,500 | $12,000 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $588.54 | $8,500 | $8,500 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $619.95 | $11,000 | $11,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $661.60 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $677.56 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $731.49 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Saver | Silver | $732.29 | $5,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $736.46 | $2,500 | $8,600 |
| Priority Health | MyPriority Premier Silver | Silver | $740.88 | $5,500 | $10,500 |
| Priority Health | MyPriority Balanced Silver | Silver | $762.45 | $4,000 | $9,000 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $770.33 | $2,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $776.63 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $782.25 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $786.33 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $787.97 | $2,100 | $8,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $805.98 | $0 | $8,200 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $810.49 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $815.84 | $4,250 | $10,150 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Plus | Silver | $829.42 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $915.81 | $6,400 | $10,300 |
| Priority Health | MyPriority Standard Gold | Gold | $928.08 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $932.30 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $957.94 | $5,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $976.35 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $1,003.13 | $1,100 | $9,900 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,036.56 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,140.58 | $0 | $8,200 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Alpena County

### How many ACA plans are available in Alpena County for 2027?

Alpena County, Michigan has 34 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Alpena County?

The 2027 benchmark (second-lowest-cost silver) premium in Alpena County is $741 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Alpena County?

The cheapest 2027 plan in Alpena County is MyPriority Essential Bronze from Priority Health, a Bronze plan at $467 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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