# What ACA marketplace plans are available in Vernon County, Louisiana in 2027?

Vernon County, Louisiana has 28 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $569 to $1,268 and a benchmark (second-lowest-cost silver) plan at $800 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| CHRISTUS Health Plan | CHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care) | Bronze | $568.55 | $12,000 | $12,000 |
| HMO Louisiana | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $585.52 | $9,900 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) | Bronze | $590.17 | $7,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Value Bronze Plus Dental & Vision (3 Free PCP Visits, $0 Virtual Urgent Care) | Bronze | $591.84 | $12,000 | $12,000 |
| HMO Louisiana | Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $599.19 | $6,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronze | $626.15 | $7,450 | $10,800 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronze | $649.76 | $7,450 | $10,800 |
| HMO Louisiana | Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $652.15 | $7,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Gold | $780.13 | $3,950 | $10,500 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $782.38 | $6,700 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | Silver | $794.65 | $6,400 | $10,300 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Silver | $800.47 | $6,900 | $10,350 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential Plus Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Gold | $800.70 | $3,950 | $10,500 |
| CHRISTUS Health Plan | CHRISTUS Standard Gold ($0 Virtual Urgent Care) | Gold | $807.00 | $2,500 | $8,700 |
| CHRISTUS Health Plan | CHRISTUS Gold with Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Gold | $821.50 | $0 | $9,950 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 Plus Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Silver | $824.07 | $6,900 | $10,350 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $838.43 | $7,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Gold Plus Dental & Vision & Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Gold | $842.08 | $0 | $9,950 |
| HMO Louisiana | Blue POS 80/60 $3400 with 2 $0 PCP Virtual Visits | Silver | $865.55 | $3,400 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 60/40 $6400 Standardized | Silver | $890.45 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 60/40 $6100 HSA Eligible | Bronze | $917.91 | $6,100 | $8,700 |
| HMO Louisiana | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | Gold | $943.20 | $1,000 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 75/55 $2500 Standardized | Gold | $967.97 | $2,500 | $8,700 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | Silver | $1,161.68 | $3,300 | $11,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 60/40 $6400 Standardized | Silver | $1,161.96 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 90/70 $3700 HSA Eligible | Silver | $1,186.79 | $3,700 | $8,700 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | Gold | $1,213.06 | $1,500 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 75/55 $2500 Standardized | Gold | $1,267.97 | $2,500 | $8,700 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Vernon County

### How many ACA plans are available in Vernon County for 2027?

Vernon County, Louisiana has 28 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Vernon County?

The 2027 benchmark (second-lowest-cost silver) premium in Vernon County is $800 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Vernon County?

The cheapest 2027 plan in Vernon County is CHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care) from CHRISTUS Health Plan, a Bronze plan at $569 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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