# What ACA marketplace plans are available in Saint Martin County, Louisiana in 2027?

Saint Martin County, Louisiana has 42 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $548 to $1,228 and a benchmark (second-lowest-cost silver) plan at $786 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $547.71 | $12,000 | $12,000 |
| HMO Louisiana | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $567.25 | $9,900 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $572.78 | $7,500 | $12,000 |
| HMO Louisiana | Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $580.49 | $6,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $581.28 | $4,500 | $12,000 |
| HMO Louisiana | Blue Connect Copay (PCP) 50/50 $7500 Standardized (L) HSA Eligible | Bronze | $594.54 | $7,500 | $12,000 |
| HMO Louisiana | Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $631.80 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $702.07 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (Virtual UC, HSA, $0 Insulin, No Referrals) | Bronze | $718.06 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $734.68 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $757.98 | $6,700 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, No Referrals) | Bronze | $764.67 | $0 | $11,400 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential 70 + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $774.41 | $5,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $781.29 | $0 | $11,400 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $785.78 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $786.79 | $1,000 | $10,000 |
| HMO Louisiana | Blue Connect 80/60 $3400 with 2 $0 PCP Virtual Visits (L) | Silver | $789.08 | $3,400 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $810.04 | $2,500 | $8,700 |
| HMO Louisiana | Blue Connect Copay (PCP) 60/40 $6400 Standardized (L) | Silver | $811.77 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $812.28 | $7,500 | $12,000 |
| HMO Louisiana | Blue POS 80/60 $3400 with 2 $0 PCP Virtual Visits | Silver | $838.55 | $3,400 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 60/40 $6400 Standardized | Silver | $862.68 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $876.88 | $0 | $9,000 |
| HMO Louisiana | Blue Connect Copay (PCP) 75/55 $2500 Standardized (L) | Gold | $882.45 | $2,500 | $8,700 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 60/40 $6100 HSA Eligible | Bronze | $889.28 | $6,100 | $8,700 |
| HMO Louisiana | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | Gold | $913.78 | $1,000 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 75/55 $2500 Standardized | Gold | $937.77 | $2,500 | $8,700 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $962.46 | $4,000 | $12,000 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $968.34 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $979.08 | $4,000 | $12,000 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $1,007.37 | $2,500 | $8,700 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,015.53 | $0 | $10,150 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,032.15 | $0 | $10,150 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,033.34 | $0 | $9,250 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,041.31 | $950 | $9,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,049.96 | $0 | $9,250 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,057.93 | $950 | $9,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | Silver | $1,125.43 | $3,300 | $11,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 60/40 $6400 Standardized | Silver | $1,125.71 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 90/70 $3700 HSA Eligible | Silver | $1,149.77 | $3,700 | $8,700 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | Gold | $1,175.22 | $1,500 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 75/55 $2500 Standardized | Gold | $1,228.43 | $2,500 | $8,700 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Saint Martin County

### How many ACA plans are available in Saint Martin County for 2027?

Saint Martin County, Louisiana has 42 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Saint Martin County?

The 2027 benchmark (second-lowest-cost silver) premium in Saint Martin County is $786 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Saint Martin County?

The cheapest 2027 plan in Saint Martin County is AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals  from AmeriHealth Caritas Next, a Bronze plan at $548 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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