# What ACA marketplace plans are available in Thomas County, Kansas in 2027?

Thomas County, Kansas has 42 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $664 to $1,205 and a benchmark (second-lowest-cost silver) plan at $955 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $663.70 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $675.13 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $696.43 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Bronze | $713.89 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, No Referrals) | Bronze | $748.87 | $0 | $11,700 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $766.33 | $0 | $11,700 |
| Ambetter from Sunflower Health Plan | Signature Expanded Bronze | Bronze | $818.62 | $7,500 | $12,000 |
| Ambetter from Sunflower Health Plan | Everyday Bronze | Bronze | $830.64 | $9,350 | $11,000 |
| Ambetter from Sunflower Health Plan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $842.19 | $7,500 | $12,000 |
| Ambetter from Sunflower Health Plan | Everyday Bronze + Vision + Adult Dental | Bronze | $854.55 | $9,350 | $11,000 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Expanded Bronze | Bronze | $869.14 | $8,000 | $12,000 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Expanded Bronze | Bronze | $881.74 | $9,000 | $12,000 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Expanded Bronze | Bronze | $908.19 | $7,500 | $12,000 |
| Ambetter from Sunflower Health Plan | Elite Bronze | Bronze | $928.07 | $0 | $11,800 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $953.73 | $6,400 | $10,300 |
| Ambetter from Sunflower Health Plan | Elite Bronze + Vision + Adult Dental | Bronze | $954.78 | $0 | $11,800 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $955.37 | $4,700 | $11,200 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $967.36 | $3,400 | $10,250 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $972.83 | $4,700 | $11,200 |
| Ambetter from Sunflower Health Plan | Streamlined Silver | Silver | $984.29 | $4,700 | $11,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $984.82 | $3,400 | $10,250 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,008.24 | $2,500 | $8,600 |
| Ambetter from Sunflower Health Plan | Signature Silver | Silver | $1,010.53 | $6,400 | $10,300 |
| Ambetter from Sunflower Health Plan | Focused Silver | Silver | $1,024.11 | $6,300 | $9,600 |
| Ambetter from Sunflower Health Plan | Signature Silver + Vision + Adult Dental | Silver | $1,039.62 | $6,400 | $10,300 |
| Ambetter from Sunflower Health Plan | Signature Gold | Gold | $1,048.21 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual UC, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,049.40 | $500 | $6,600 |
| Ambetter from Sunflower Health Plan | Focused Silver + Vision + Adult Dental | Silver | $1,053.59 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,058.78 | $0 | $6,950 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,066.86 | $500 | $6,600 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold Plus | Gold | $1,073.20 | $700 | $8,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,076.24 | $0 | $6,950 |
| Ambetter from Sunflower Health Plan | Signature Gold + Vision + Adult Dental | Gold | $1,078.39 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold | Gold | $1,083.27 | $1,500 | $7,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Gold | Gold | $1,085.80 | $2,500 | $8,600 |
| Ambetter from Sunflower Health Plan | Everyday Gold | Gold | $1,096.93 | $800 | $7,250 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Silver Plus | Silver | $1,124.85 | $5,500 | $9,200 |
| Ambetter from Sunflower Health Plan | Everyday Gold + Vision + Adult Dental | Gold | $1,128.50 | $800 | $7,250 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Silver HDHP | Silver | $1,138.70 | $3,600 | $8,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Silver | Silver | $1,162.63 | $6,400 | $10,300 |
| Ambetter from Sunflower Health Plan | Elite Gold | Gold | $1,171.55 | $0 | $8,150 |
| Ambetter from Sunflower Health Plan | Elite Gold + Vision + Adult Dental | Gold | $1,205.27 | $0 | $8,150 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Thomas County

### How many ACA plans are available in Thomas County for 2027?

Thomas County, Kansas has 42 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Thomas County?

The 2027 benchmark (second-lowest-cost silver) premium in Thomas County is $955 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Thomas County?

The cheapest 2027 plan in Thomas County is UHC Bronze Essential- ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) from UnitedHealthcare, a Bronze plan at $664 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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