# What ACA marketplace plans are available in Finney County, Kansas in 2027?

Finney County, Kansas has 25 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $687 to $1,113 and a benchmark (second-lowest-cost silver) plan at $988 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $686.64 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $698.47 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Expanded Bronze | $720.51 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Expanded Bronze | $738.57 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, No Referrals) | Expanded Bronze | $774.76 | $0 | $11,700 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Expanded Bronze | $792.82 | $0 | $11,700 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Expanded Bronze 0 | Expanded Bronze | $813.72 | $8,000 | $12,000 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Expanded Bronze 0 | Expanded Bronze | $825.51 | $9,000 | $12,000 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Expanded Bronze 0 | Expanded Bronze | $850.28 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $986.70 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $988.39 | $4,700 | $11,200 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,000.80 | $3,400 | $10,250 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold Plus 0 | Gold | $1,004.76 | $700 | $8,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,006.46 | $4,700 | $11,200 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold 0 | Gold | $1,014.19 | $1,500 | $7,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Gold 0 | Gold | $1,016.56 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,018.86 | $3,400 | $10,250 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,043.10 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Silver Plus 0 | Silver | $1,053.12 | $5,500 | $9,200 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Silver HDHP 0 | Silver | $1,066.09 | $3,600 | $8,500 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual UC, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,085.68 | $500 | $6,600 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Silver 0 | Silver | $1,088.49 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,095.38 | $0 | $6,950 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,103.74 | $500 | $6,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,113.45 | $0 | $6,950 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Finney County

### How many ACA plans are available in Finney County for 2027?

Finney County, Kansas has 25 ACA marketplace plans from 2 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Finney County?

The 2027 benchmark (second-lowest-cost silver) premium in Finney County is $988 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Finney County?

The cheapest 2027 plan in Finney County is UHC Bronze Essential- ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) from UnitedHealthcare, a Bronze plan at $687 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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