# What ACA marketplace plans are available in Morgan County, Indiana in 2027?

Morgan County, Indiana has 54 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $463 to $988 and a benchmark (second-lowest-cost silver) plan at $531 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential 11700 HSA ($0 Select Drugs + Incentives) | Bronze | $462.58 | $11,700 | $11,700 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential 11700 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Bronze | $471.45 | $11,700 | $11,700 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $481.87 | $12,000 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $488.59 | $5,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $492.18 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $492.23 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Essential 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $496.69 | $4,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $499.19 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $501.61 | $4,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Essential 7000 ($0 Select Drugs + Incentives) | Silver | $521.94 | $7,000 | $11,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Essential 6750 HSA ($0 Select Drugs + Incentives) | Bronze | $529.59 | $6,750 | $8,500 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Essential 7000 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $530.80 | $7,000 | $11,600 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $537.97 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $542.99 | $9,350 | $11,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Essential 4500 ($0 Select Drugs + Incentives) | Silver | $547.18 | $4,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $548.96 | $5,000 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $553.09 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Essential 6400 Standard ($0 Select Drugs + Incentives) | Silver | $553.26 | $6,400 | $10,300 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $558.25 | $9,350 | $11,000 |
| Ambetter Health | Choice Bronze HSA | Bronze | $566.18 | $7,950 | $7,950 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $574.79 | $6,400 | $10,300 |
| Ambetter Health | Signature Silver | Silver | $580.21 | $6,400 | $10,300 |
| Ambetter Health | Choice Bronze HSA + Vision + Adult Dental | Bronze | $582.10 | $7,950 | $7,950 |
| Ambetter Health | Focused Silver | Silver | $586.66 | $6,300 | $9,600 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $594.09 | $5,000 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $596.52 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $603.15 | $6,300 | $9,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Copay Focus + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $605.04 | $2,500 | $12,000 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $610.79 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $616.90 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $645.95 | $7,500 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $681.11 | $2,500 | $8,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $695.06 | $1,000 | $10,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $700.25 | $2,500 | $8,600 |
| Ambetter Health | Complete Gold | Gold | $712.57 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $715.27 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $723.74 | $2,500 | $8,600 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $732.60 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $734.62 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $749.77 | $0 | $9,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $751.13 | $8,500 | $12,000 |
| Ambetter Health | Elite Gold | Gold | $751.22 | $0 | $8,150 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $764.97 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $770.48 | $8,500 | $12,000 |
| Ambetter Health | Elite Gold + Vision + Adult Dental | Gold | $772.33 | $0 | $8,150 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $784.32 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $795.05 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $814.40 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $932.42 | $2,150 | $9,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $939.55 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Value+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $951.77 | $2,150 | $9,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $968.99 | $0 | $8,500 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Essential 2500 Standard ($0 Select Drugs + Incentives) | Gold | $974.95 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $988.34 | $0 | $8,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Morgan County

### How many ACA plans are available in Morgan County for 2027?

Morgan County, Indiana has 54 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Morgan County?

The 2027 benchmark (second-lowest-cost silver) premium in Morgan County is $531 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Morgan County?

The cheapest 2027 plan in Morgan County is Anthem Bronze Essential 11700 HSA ($0 Select Drugs + Incentives) from Anthem Blue Cross and Blue Shield, a Bronze plan at $463 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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