# What ACA marketplace plans are available in Guthrie County, Iowa in 2027?

Guthrie County, Iowa has 31 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $407 to $702 and a benchmark (second-lowest-cost silver) plan at $605 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze Traditional HMO | Bronze | $406.60 | $7,200 | $11,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Bronze HMO | Bronze | $434.76 | $7,500 | $12,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze HDHP HMO HSA Qualified | Bronze | $435.28 | $8,500 | $8,500 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $488.14 | $7,500 | $12,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Classic 4700 with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $498.57 | $4,700 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $524.57 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $527.69 | $8,000 | $12,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Elite + PCP Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $529.49 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Value+ ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $542.06 | $8,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $554.64 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $569.01 | $0 | $12,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Gold HMO | Gold | $584.70 | $2,500 | $8,600 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Gold Traditional HMO | Gold | $590.16 | $1,750 | $8,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Silver Traditional HMO | Silver | $604.34 | $5,000 | $8,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Silver HMO | Silver | $604.86 | $6,400 | $10,300 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Gold Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Gold | $636.78 | $2,500 | $8,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Gold Elite Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care | Gold | $637.03 | $0 | $11,750 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $645.89 | $2,500 | $8,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $647.36 | $6,400 | $10,300 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Core Plan with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $652.50 | $9,000 | $10,300 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Simple PCP Saver with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $653.77 | $5,750 | $10,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Simple Diabetes with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $666.09 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $674.61 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $674.98 | $0 | $9,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $675.32 | $3,500 | $10,900 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $679.20 | $1,000 | $8,500 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $687.79 | $0 | $10,850 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $689.34 | $0 | $9,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $689.69 | $3,500 | $10,900 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $693.57 | $1,000 | $8,500 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $702.16 | $0 | $10,850 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Guthrie County

### How many ACA plans are available in Guthrie County for 2027?

Guthrie County, Iowa has 31 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Guthrie County?

The 2027 benchmark (second-lowest-cost silver) premium in Guthrie County is $605 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Guthrie County?

The cheapest 2027 plan in Guthrie County is Wellmark Bronze Traditional HMO from Wellmark Health Plan of Iowa, Inc., a Bronze plan at $407 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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