# What ACA marketplace plans are available in Clayton County, Iowa in 2027?

Clayton County, Iowa has 33 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $361 to $653 and a benchmark (second-lowest-cost silver) plan at $537 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze Traditional HMO | Bronze | $360.89 | $7,200 | $11,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Bronze HMO | Bronze | $385.88 | $7,500 | $12,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze HDHP HMO HSA Qualified | Bronze | $386.34 | $8,500 | $8,500 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $450.98 | $7,500 | $12,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Classic 4700 with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $460.62 | $4,700 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $473.93 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $481.04 | $9,350 | $11,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Elite + PCP Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $489.18 | $0 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $489.31 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $496.65 | $9,350 | $11,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Gold HMO | Gold | $518.96 | $2,500 | $8,600 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Gold Traditional HMO | Gold | $523.82 | $1,750 | $8,000 |
| Ambetter Health | Elite Bronze | Bronze | $534.29 | $0 | $11,800 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Silver Traditional HMO | Silver | $536.40 | $5,000 | $8,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Silver HMO | Silver | $536.86 | $6,400 | $10,300 |
| Ambetter Health | Streamlined Silver | Silver | $540.61 | $4,700 | $11,300 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $551.63 | $0 | $11,800 |
| Ambetter Health | Signature Silver | Silver | $553.74 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver | Silver | $561.51 | $6,300 | $9,600 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $571.71 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $579.73 | $6,300 | $9,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Gold Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Gold | $588.30 | $2,500 | $8,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Gold Elite Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care | Gold | $588.53 | $0 | $11,750 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $598.08 | $6,400 | $10,300 |
| Ambetter Health | Signature Gold | Gold | $600.41 | $2,500 | $8,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Core Plan with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $602.83 | $9,000 | $10,300 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Simple PCP Saver with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $604.00 | $5,750 | $10,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Simple Diabetes with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $615.38 | $6,500 | $10,600 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $619.89 | $2,500 | $8,600 |
| Ambetter Health | Everyday Gold | Gold | $628.30 | $800 | $7,250 |
| Ambetter Health | Complete Gold | Gold | $632.24 | $1,450 | $9,500 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $648.69 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $652.75 | $1,450 | $9,500 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Clayton County

### How many ACA plans are available in Clayton County for 2027?

Clayton County, Iowa has 33 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Clayton County?

The 2027 benchmark (second-lowest-cost silver) premium in Clayton County is $537 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Clayton County?

The cheapest 2027 plan in Clayton County is Wellmark Bronze Traditional HMO from Wellmark Health Plan of Iowa, Inc., a Bronze plan at $361 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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