# What ACA marketplace plans are available in Kalawao County, Hawaii in 2027?

Kalawao County, Hawaii has 16 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $448 to $819 and a benchmark (second-lowest-cost silver) plan at $594 per month, before any premium tax credit, per CMS 2027 plan data.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Kaiser Permanente | KP HI Standard Bronze 7500/50 HSA | Expanded Bronze | $447.65 | $7,500 | $12,000 |
| Kaiser Permanente | KP HI Bronze 6000/65 Plus CAM HSA | Expanded Bronze | $491.35 | $6,000 | $10,500 |
| HMSA | HMSA Bronze PPO II HSA | Expanded Bronze | $522.36 | $11,700 | $11,700 |
| HMSA | HMSA Bronze PPO I | Expanded Bronze | $563.67 | $7,500 | $12,000 |
| Kaiser Permanente | KP HI Standard Silver 6400/40 | Silver | $568.21 | $6,400 | $10,300 |
| Kaiser Permanente | KP HI Silver 4000 Ded/600 Rx Ded | Silver | $593.73 | $4,000 | $9,800 |
| Kaiser Permanente | KP HI Standard Gold 2500/30 | Gold | $596.76 | $2,500 | $8,600 |
| Kaiser Permanente | KP HI Silver 3000 Ded/600 Rx Ded Plus CAM | Silver | $612.94 | $3,000 | $9,700 |
| Kaiser Permanente | KP HI Gold 1000 Ded/250 Rx Ded | Gold | $640.93 | $1,000 | $8,700 |
| Kaiser Permanente | KP HI Gold 0/40 Plus CAM | Gold | $675.35 | $0 | $9,200 |
| HMSA | HMSA Gold PPO II | Gold | $707.30 | $2,500 | $8,600 |
| Kaiser Permanente | KP HI Standard Platinum 0/20 | Platinum | $744.22 | $0 | $5,900 |
| HMSA | HMSA Gold PPO I | Gold | $752.91 | $2,500 | $8,600 |
| HMSA | HMSA Silver PPO | Silver | $756.90 | $6,400 | $10,300 |
| Kaiser Permanente | KP HI Platinum 0/10 Plus CAM | Platinum | $772.58 | $0 | $5,900 |
| HMSA | HMSA Platinum PPO | Platinum | $819.04 | $0 | $5,900 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Kalawao County

### How many ACA plans are available in Kalawao County for 2027?

Kalawao County, Hawaii has 16 ACA marketplace plans from 2 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Kalawao County?

The 2027 benchmark (second-lowest-cost silver) premium in Kalawao County is $594 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Kalawao County?

The cheapest 2027 plan in Kalawao County is KP HI Standard Bronze 7500/50 HSA from Kaiser Permanente, a Expanded Bronze plan at $448 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-13)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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