# What ACA marketplace plans are available in Seminole County, Florida in 2027?

Seminole County, Florida has 204 ACA marketplace plans from 9 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $452 to $3,499 and a benchmark (second-lowest-cost silver) plan at $741 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) | Catastrophic | $451.90 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits \| with AdventHealth | Bronze | $552.88 | $9,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) | Bronze | $565.45 | $11,975 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic 4700 \| with AdventHealth | Bronze | $578.48 | $4,700 | $12,000 |
| Florida Health Care Plans | Gym Access IND Catastrophic HMO 36 | Catastrophic | $578.72 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard \| with AdventHealth | Bronze | $579.05 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $585.67 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes \| with AdventHealth | Bronze | $590.83 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM \| with AdventHealth | Bronze | $601.76 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $602.10 | $9,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2219 (Rewards) | Bronze | $606.13 | $3,350 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Bronze | $608.98 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus \| with AdventHealth | Bronze | $613.17 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $615.96 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $619.87 | $4,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards) | Bronze | $622.36 | $7,300 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard | Bronze | $630.89 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus with Adult Dental & Vision \| with AdventHealth | Bronze | $631.33 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes | Bronze | $643.84 | $5,500 | $12,000 |
| Florida Health Care Plans | Gym Access IND Bronze HMO 1340 | Bronze | $646.59 | $12,000 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $650.51 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $652.77 | $9,350 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards) | Bronze | $653.57 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM | Bronze | $655.87 | $5,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards) | Bronze | $661.49 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $662.00 | $5,500 | $12,000 |
| Wellpoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $664.61 | $12,000 | $12,000 |
| Florida Health Care Plans | Gym Access IND Catastrophic POS 37 | Catastrophic | $665.52 | $12,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards) | Bronze | $665.57 | $7,500 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $667.54 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $668.83 | $0 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $669.85 | $9,350 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards) | Bronze | $670.73 | $7,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $672.92 | $6,000 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 7500 HSA ($0 Select Drugs + Incentives) Standard | Bronze | $680.52 | $7,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $685.14 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Basic \| with AdventHealth | Gold | $685.18 | $0 | $11,400 |
| Florida Health Care Plans | Gym Access IND Bronze HMO OA Standard 2450 | Bronze | $688.33 | $7,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Bronze | $696.52 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple \| with AdventHealth | Gold | $696.61 | $2,750 | $10,000 |
| AvMed | AvMed Entrust Bronze 650 (2027) | Bronze | $697.68 | $10,150 | $11,500 |
| Wellpoint | Wellpoint Heart Healthy Essential Bronze 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $699.91 | $4,500 | $12,000 |
| AvMed | AvMed Entrust Expanded Bronze Standard (2027) | Bronze | $700.94 | $7,500 | $12,000 |
| Florida Health Care Plans | Gym Access IND Bronze Standardized HMO | Bronze | $704.32 | $7,150 | $12,000 |
| AvMed | AvMed Entrust Bronze 600 (2027) | Bronze | $709.37 | $6,500 | $11,500 |
| Oscar Health Maintenance Organization of Florida | Gold Simple with Adult Dental & Vision \| with AdventHealth | Gold | $714.77 | $2,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard \| with AdventHealth | Gold | $716.39 | $2,500 | $8,600 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes \| with AdventHealth | Gold | $718.65 | $2,000 | $10,600 |
| Ambetter Health | Elite Bronze | Bronze | $720.75 | $0 | $11,800 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Gold | $736.80 | $2,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple PCP Saver \| with AdventHealth | Silver | $739.32 | $5,750 | $10,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $739.62 | $0 | $11,800 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard \| with AdventHealth | Silver | $740.66 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Core Plan \| with AdventHealth | Silver | $741.31 | $9,000 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $750.99 | $11,925 | $11,950 |
| Florida Health Care Plans | Gym Access IND Bronze HMO OA 1211 | Bronze | $754.07 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $756.17 | $11,925 | $11,950 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes \| with AdventHealth | Silver | $758.16 | $6,500 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits \| with AdventHealth | Silver | $760.03 | $6,200 | $10,300 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $762.81 | $11,750 | $11,750 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits \| with AdventHealth | Silver | $764.73 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM \| with AdventHealth | Silver | $765.07 | $6,500 | $10,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $765.97 | $11,925 | $11,950 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Silver | $776.32 | $6,500 | $10,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $776.95 | $1,000 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $778.18 | $5,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $781.78 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard | Gold | $782.23 | $2,500 | $8,600 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes | Gold | $784.56 | $2,000 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $788.04 | $9,600 | $11,000 |
| Ambetter Health | Thrive Silver | Silver | $789.71 | $8,000 | $9,400 |
| Florida Health Care Plans | Gym Access IND Bronze POS OA Standard 2450 | Bronze | $791.58 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $793.10 | $9,600 | $11,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $798.44 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes with Adult Dental & Vision | Gold | $802.72 | $2,000 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $803.13 | $9,600 | $11,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $804.55 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $806.24 | $2,500 | $8,600 |
| Florida Health Care Plans | Gym Access IND Bronze POS 1042 | Bronze | $806.71 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard | Silver | $808.78 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards) | Silver | $815.82 | $6,400 | $10,150 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $817.17 | $0 | $9,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $820.17 | $0 | $12,000 |
| Florida Health Care Plans | Gym Access IND Bronze POS BC 3841 | Bronze | $820.65 | $6,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards) | Silver | $820.92 | $6,400 | $10,150 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes | Silver | $828.03 | $6,500 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $830.09 | $6,200 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards) | Silver | $831.02 | $6,400 | $10,150 |
| Ambetter Health | Signature Silver | Silver | $834.19 | $6,400 | $10,300 |
| Florida Health Care Plans | Gym Access IND Silver HMO OA Standard 1440 | Silver | $834.98 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits | Silver | $835.26 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM | Silver | $835.62 | $6,500 | $10,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | $836.60 | $4,000 | $8,900 |
| Ambetter Health | Focused Silver | Silver | $841.07 | $6,300 | $9,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | $841.65 | $4,000 | $8,900 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $842.94 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision | Silver | $846.19 | $6,500 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $847.61 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $851.77 | $4,000 | $8,900 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $852.63 | $5,000 | $10,000 |
| Florida Health Care Plans | Gym Access IND Silver HMO BC 7741 | Silver | $852.72 | $3,500 | $10,500 |
| Wellpoint | Wellpoint Essential Silver 6400 ($0 Select Drugs + Incentives) Standard | Silver | $853.49 | $6,400 | $10,300 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $856.03 | $6,400 | $10,300 |
| Florida Health Care Plans | Gym Access IND Silver HMO BC 0941 | Silver | $859.56 | $5,500 | $9,700 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $860.50 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $863.09 | $6,300 | $9,600 |
| AvMed | AvMed Entrust Silver 550 (2027) | Silver | $863.20 | $6,250 | $9,000 |
| AvMed | AvMed Entrust Silver Standard (2027) | Silver | $865.01 | $6,400 | $10,300 |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2027) | Silver | $866.27 | $6,250 | $9,000 |
| Florida Health Care Plans | Gym Access IND Bronze POS OA 1211 | Bronze | $867.19 | $0 | $12,000 |
| Wellpoint | Wellpoint Heart Healthy Essential Silver 5000 ($0 Select Drugs + Incentives) | Silver | $870.10 | $5,000 | $10,000 |
| Ambetter Health | Signature Gold | Gold | $870.56 | $2,500 | $8,600 |
| Florida Health Care Plans | Gym Access IND Silver HMO OA 1009 | Silver | $870.97 | $0 | $10,500 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $874.95 | $5,000 | $10,000 |
| Wellpoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $880.02 | $3,500 | $12,000 |
| Ambetter Health | Everyday Gold | Gold | $880.24 | $800 | $7,250 |
| Wellpoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $885.78 | $1,850 | $10,000 |
| Ambetter Health | Complete Gold | Gold | $886.71 | $1,450 | $9,500 |
| AvMed | AvMed Entrust Silver 350 (2027) | Silver | $887.63 | $3,500 | $10,000 |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2027) | Silver | $890.80 | $3,500 | $10,000 |
| Wellpoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $891.39 | $3,500 | $12,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $893.35 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-01 (Rewards) | Bronze | $903.11 | $8,000 | $11,150 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $903.28 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $909.93 | $1,450 | $9,500 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX) | Bronze | $936.89 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $946.10 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) | Bronze | $952.49 | $7,500 | $12,000 |
| Florida Health Care Plans | Gym Access IND Silver POS OA Standard 1440 | Silver | $960.24 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards) | Bronze | $964.25 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards) | Bronze | $968.70 | $0 | $12,000 |
| Wellpoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $971.00 | $800 | $9,000 |
| AvMed | AvMed Entrust Gold 125 (2027) | Gold | $977.39 | $2,000 | $6,500 |
| AvMed | AvMed Entrust Gold Standard (2027) | Gold | $977.49 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $977.98 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $980.59 | $4,500 | $11,750 |
| Florida Health Care Plans | Gym Access IND Silver POS BC 7741 | Silver | $980.62 | $3,500 | $10,500 |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2027) | Gold | $980.95 | $2,000 | $6,500 |
| Wellpoint | Wellpoint Essential Gold 2500 ($0 Select Drugs + Incentives) Standard | Gold | $981.22 | $2,500 | $8,600 |
| Wellpoint | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Select Drugs + Incentives) | Gold | $982.30 | $800 | $9,000 |
| Florida Health Care Plans | Gym Access IND Silver POS BC 0941 | Silver | $988.57 | $5,500 | $9,700 |
| Wellpoint | Wellpoint Essential Gold 1400 ($0 Select Drugs + Incentives) | Gold | $993.45 | $1,400 | $5,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $994.31 | $6,400 | $10,300 |
| Florida Health Care Plans | Gym Access IND Silver POS OA 1009 | Silver | $1,001.38 | $0 | $10,500 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,003.36 | $4,500 | $11,750 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision) | Silver | $1,017.08 | $6,400 | $10,300 |
| Florida Health Care Plans | Gym Access IND Gold HMO H.S.A 9010 | Gold | $1,020.13 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $1,031.18 | $0 | $11,300 |
| Florida Health Care Plans | Gym Access IND Gold HMO OA Standard 3450 | Gold | $1,051.41 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,053.95 | $0 | $11,300 |
| Florida Health Care Plans | Gym Access IND Gold HMO 4500 | Gold | $1,082.76 | $2,550 | $6,800 |
| Florida Health Care Plans | Gym Access IND Gold HMO BC 5651 | Gold | $1,099.99 | $50 | $9,200 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $1,112.70 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin) | Gold | $1,138.90 | $850 | $9,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $1,146.43 | $0 | $8,700 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,161.67 | $850 | $9,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,169.20 | $0 | $8,700 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-18 (Rewards) | Bronze | $1,176.25 | $10,000 | $11,750 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 27K02-12 ($75 PCP Visits / Rewards) | Bronze | $1,200.83 | $2,875 | $12,000 |
| Florida Health Care Plans | Gym Access IND Gold POS OA Standard 3450 | Gold | $1,209.12 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-17 (3 PCP Visits for $0 then $55 / Rewards) | Bronze | $1,236.48 | $7,300 | $12,000 |
| Florida Health Care Plans | Gym Access IND Gold POS 55001 | Gold | $1,246.13 | $2,800 | $9,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-26S ($50 PCP Visits / Rewards) | Bronze | $1,249.51 | $7,500 | $12,000 |
| Florida Health Care Plans | Gym Access IND Gold POS BC 5651 | Gold | $1,265.35 | $50 | $9,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-05 ($10 Labs / Rewards) | Gold | $1,267.30 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-23 ($50 PCP Visits / Rewards) | Bronze | $1,267.84 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 1605 ($10 Labs / Rewards) | Gold | $1,271.05 | $1,500 | $5,500 |
| AvMed | AvMed Entrust Platinum 25 (2027) | Platinum | $1,281.69 | $0 | $7,750 |
| AvMed | AvMed Entrust Platinum 25 Dental+Vision (2027) | Platinum | $1,285.90 | $0 | $7,750 |
| AvMed | AvMed Entrust Platinum Standard (2027) | Platinum | $1,286.92 | $0 | $5,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,300.31 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,313.52 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05 ($20 Labs / Rewards) | Silver | $1,313.76 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards) | Silver | $1,320.53 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards) | Silver | $1,333.58 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $1,351.33 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,383.12 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-06 (Rewards) | Bronze | $1,383.72 | $8,000 | $11,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $1,437.15 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) | Bronze | $1,463.74 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) | Bronze | $1,471.41 | $7,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) | Bronze | $1,483.87 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K02-21 (Rewards) | Silver | $1,665.90 | $4,000 | $8,175 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,709.89 | $2,100 | $7,050 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,717.01 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,742.50 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | $1,747.29 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,793.17 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $2,199.36 | $1,500 | $4,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,223.78 | $0 | $7,950 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,238.01 | $0 | $4,025 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,256.46 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,321.41 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) | Silver | $2,519.00 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $2,528.27 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $2,560.58 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $2,567.59 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,593.96 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,658.65 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K02-15 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,710.75 | $0 | $4,725 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K02-29S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,837.15 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $3,377.70 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $3,436.16 | $0 | $4,075 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $3,499.42 | $0 | $5,900 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Seminole County

### How many ACA plans are available in Seminole County for 2027?

Seminole County, Florida has 204 ACA marketplace plans from 9 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Seminole County?

The 2027 benchmark (second-lowest-cost silver) premium in Seminole County is $741 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Seminole County?

The cheapest 2027 plan in Seminole County is myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company), a Catastrophic plan at $452 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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