# What ACA marketplace plans are available in Pinellas County, Florida in 2027?

Pinellas County, Florida has 160 ACA marketplace plans from 7 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $413 to $3,138 and a benchmark (second-lowest-cost silver) plan at $683 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) | Catastrophic | $412.68 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits \| with AdventHealth | Expanded Bronze | $510.98 | $9,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) | Bronze | $516.36 | $11,975 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic 4700 \| with AdventHealth | Expanded Bronze | $534.64 | $4,700 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard \| with AdventHealth | Expanded Bronze | $535.17 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes \| with AdventHealth | Expanded Bronze | $546.05 | $5,500 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Expanded Bronze | $549.20 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Expanded Bronze | $551.11 | $9,350 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2219 (Rewards) | Expanded Bronze | $553.51 | $3,350 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $553.87 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM \| with AdventHealth | Expanded Bronze | $556.15 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | $556.47 | $9,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Expanded Bronze | $562.83 | $5,500 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $563.58 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $565.54 | $9,350 | $11,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus \| with AdventHealth | Expanded Bronze | $566.70 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards) | Expanded Bronze | $568.34 | $7,300 | $12,000 |
| Wellpoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $581.59 | $12,000 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Expanded Bronze | $582.52 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard | Expanded Bronze | $583.08 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus with Adult Dental & Vision \| with AdventHealth | Expanded Bronze | $583.48 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Expanded Bronze | $586.22 | $4,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Expanded Bronze | $588.85 | $6,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes | Expanded Bronze | $595.05 | $5,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 7500 HSA ($0 Select Drugs + Incentives) Standard | Expanded Bronze | $595.52 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards) | Expanded Bronze | $596.84 | $0 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 HSA ($0 Select Drugs + Incentives) | Expanded Bronze | $599.56 | $5,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | $604.07 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM | Expanded Bronze | $606.16 | $5,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards) | Expanded Bronze | $607.80 | $7,500 | $12,000 |
| Ambetter Health | Elite Bronze | Expanded Bronze | $608.51 | $0 | $11,800 |
| Wellpoint | Wellpoint Essential Bronze 5500 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Expanded Bronze | $609.52 | $5,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | $610.78 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision | Expanded Bronze | $611.83 | $5,500 | $12,000 |
| Wellpoint | Wellpoint Heart Healthy Essential Bronze 4500 HSA ($0 Select Drugs + Incentives) | Expanded Bronze | $612.48 | $4,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards) | Expanded Bronze | $612.52 | $7,500 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $624.44 | $0 | $11,800 |
| Oscar Health Maintenance Organization of Florida | Gold Basic \| with AdventHealth | Gold | $633.26 | $0 | $11,400 |
| Oscar Health Maintenance Organization of Florida | Gold Simple \| with AdventHealth | Gold | $643.82 | $2,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple with Adult Dental & Vision \| with AdventHealth | Gold | $660.60 | $2,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard \| with AdventHealth | Gold | $662.10 | $2,500 | $8,600 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes \| with AdventHealth | Gold | $664.18 | $2,000 | $10,600 |
| Ambetter Health | Thrive Silver | Silver | $666.72 | $8,000 | $9,400 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Gold | $680.96 | $2,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple PCP Saver \| with AdventHealth | Silver | $683.29 | $5,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard \| with AdventHealth | Silver | $684.53 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Core Plan \| with AdventHealth | Silver | $685.13 | $9,000 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $685.80 | $11,925 | $11,950 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $690.53 | $11,925 | $11,950 |
| AvMed | AvMed Entrust Bronze 650 (2027) | Expanded Bronze | $693.93 | $10,150 | $11,500 |
| AvMed | AvMed Entrust Expanded Bronze Standard (2027) | Expanded Bronze | $697.17 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $699.47 | $11,925 | $11,950 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes \| with AdventHealth | Silver | $700.71 | $6,500 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits \| with AdventHealth | Silver | $702.43 | $6,200 | $10,300 |
| Ambetter Health | Signature Silver | Silver | $704.28 | $6,400 | $10,300 |
| AvMed | AvMed Entrust Bronze 600 (2027) | Expanded Bronze | $705.55 | $6,500 | $11,500 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits \| with AdventHealth | Silver | $706.78 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM \| with AdventHealth | Silver | $707.08 | $6,500 | $10,500 |
| Ambetter Health | Focused Silver | Silver | $710.09 | $6,300 | $9,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Silver | $717.49 | $6,500 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $719.64 | $9,600 | $11,000 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $719.85 | $5,000 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $722.72 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard | Gold | $722.95 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $724.27 | $9,600 | $11,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes | Gold | $725.10 | $2,000 | $10,600 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $728.68 | $6,300 | $9,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $733.42 | $9,600 | $11,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $734.77 | $1,000 | $10,000 |
| Ambetter Health | Signature Gold | Gold | $734.99 | $2,500 | $8,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $735.93 | $5,000 | $12,000 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $738.70 | $5,000 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes with Adult Dental & Vision | Gold | $741.88 | $2,000 | $10,600 |
| Ambetter Health | Everyday Gold | Gold | $743.16 | $800 | $7,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards) | Silver | $745.01 | $6,400 | $10,150 |
| Wellpoint | Wellpoint Essential Silver 6400 ($0 Select Drugs + Incentives) Standard | Silver | $746.86 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard | Silver | $747.48 | $6,400 | $10,300 |
| Ambetter Health | Complete Gold | Gold | $748.62 | $1,450 | $9,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards) | Silver | $749.66 | $6,400 | $10,150 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $754.23 | $2,500 | $8,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $755.10 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards) | Silver | $758.89 | $6,400 | $10,150 |
| Wellpoint | Wellpoint Heart Healthy Essential Silver 5000 ($0 Select Drugs + Incentives) | Silver | $761.41 | $5,000 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $762.47 | $2,500 | $8,600 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $762.61 | $800 | $7,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | $763.99 | $4,000 | $8,900 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes | Silver | $765.28 | $6,500 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $767.18 | $6,200 | $10,300 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $768.22 | $1,450 | $9,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | $768.60 | $4,000 | $8,900 |
| Wellpoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $770.08 | $3,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits | Silver | $771.96 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM | Silver | $772.29 | $6,500 | $10,500 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $772.81 | $0 | $9,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $774.03 | $6,400 | $10,300 |
| Wellpoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $775.13 | $1,850 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $777.84 | $4,000 | $8,900 |
| Wellpoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $780.05 | $3,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision | Silver | $782.06 | $6,500 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $785.80 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-01 (Rewards) | Expanded Bronze | $809.83 | $8,000 | $11,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX) | Expanded Bronze | $840.12 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $848.39 | $6,500 | $11,025 |
| Wellpoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $849.70 | $800 | $9,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) | Expanded Bronze | $854.11 | $7,500 | $12,000 |
| AvMed | AvMed Entrust Silver 550 (2027) | Silver | $858.56 | $6,250 | $9,000 |
| Wellpoint | Wellpoint Essential Gold 2500 ($0 Select Drugs + Incentives) Standard | Gold | $858.65 | $2,500 | $8,600 |
| Wellpoint | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Select Drugs + Incentives) | Gold | $859.60 | $800 | $9,000 |
| AvMed | AvMed Entrust Silver Standard (2027) | Silver | $860.36 | $6,400 | $10,300 |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2027) | Silver | $861.61 | $6,250 | $9,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards) | Expanded Bronze | $864.67 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | $868.66 | $0 | $12,000 |
| Wellpoint | Wellpoint Essential Gold 1400 ($0 Select Drugs + Incentives) | Gold | $869.35 | $1,400 | $5,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | $876.98 | $0 | $12,000 |
| AvMed | AvMed Entrust Silver 350 (2027) | Silver | $882.86 | $3,500 | $10,000 |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2027) | Silver | $886.01 | $3,500 | $10,000 |
| AvMed | AvMed Entrust Gold 125 (2027) | Gold | $972.13 | $2,000 | $6,500 |
| AvMed | AvMed Entrust Gold Standard (2027) | Gold | $972.24 | $2,500 | $8,600 |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2027) | Gold | $975.68 | $2,000 | $6,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-18 (Rewards) | Expanded Bronze | $1,074.15 | $10,000 | $11,750 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 27K02-12 ($75 PCP Visits / Rewards) | Expanded Bronze | $1,096.60 | $2,875 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-17 (3 PCP Visits for $0 then $55 / Rewards) | Expanded Bronze | $1,129.15 | $7,300 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-26S ($50 PCP Visits / Rewards) | Expanded Bronze | $1,141.05 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-05 ($10 Labs / Rewards) | Gold | $1,157.29 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-23 ($50 PCP Visits / Rewards) | Expanded Bronze | $1,157.79 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 1605 ($10 Labs / Rewards) | Gold | $1,160.72 | $1,500 | $5,500 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05 ($20 Labs / Rewards) | Silver | $1,178.07 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards) | Silver | $1,184.14 | $3,675 | $8,100 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,187.44 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards) | Silver | $1,195.84 | $3,675 | $8,100 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,199.51 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $1,211.76 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,240.26 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-06 (Rewards) | Expanded Bronze | $1,240.80 | $8,000 | $11,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $1,288.71 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) | Expanded Bronze | $1,312.56 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | $1,319.45 | $7,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) | Expanded Bronze | $1,330.62 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K02-21 (Rewards) | Silver | $1,521.29 | $4,000 | $8,175 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,533.28 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,562.53 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | $1,566.83 | $0 | $7,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,567.97 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,607.97 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $1,972.21 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,006.86 | $0 | $4,025 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,030.75 | $0 | $7,950 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,060.60 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,081.64 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) | Silver | $2,258.83 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $2,267.13 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $2,296.11 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $2,302.41 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,326.04 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,384.06 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K02-15 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,475.45 | $0 | $4,725 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K02-29S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,590.88 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $3,028.83 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $3,081.26 | $0 | $4,075 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $3,137.99 | $0 | $5,900 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Pinellas County

### How many ACA plans are available in Pinellas County for 2027?

Pinellas County, Florida has 160 ACA marketplace plans from 7 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Pinellas County?

The 2027 benchmark (second-lowest-cost silver) premium in Pinellas County is $683 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Pinellas County?

The cheapest 2027 plan in Pinellas County is myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company), a Catastrophic plan at $413 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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