# What ACA marketplace plans are available in Orange County, Florida in 2027?

Orange County, Florida has 195 ACA marketplace plans from 9 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $423 to $3,513 and a benchmark (second-lowest-cost silver) plan at $718 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Health First Commercial Plans, Inc. | Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) | Catastrophic | $422.52 | $12,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) | Catastrophic | $433.37 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits \| with AdventHealth | Bronze | $537.01 | $9,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) | Bronze | $542.26 | $11,975 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic 4700 \| with AdventHealth | Bronze | $561.87 | $4,700 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard \| with AdventHealth | Bronze | $562.43 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $565.46 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes \| with AdventHealth | Bronze | $573.87 | $5,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2219 (Rewards) | Bronze | $581.27 | $3,350 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $583.65 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM \| with AdventHealth | Bronze | $584.48 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $584.81 | $9,000 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $585.67 | $9,350 | $11,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Bronze | $591.50 | $5,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $594.70 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus \| with AdventHealth | Bronze | $595.57 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards) | Bronze | $596.84 | $7,300 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $598.48 | $4,500 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $598.93 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $601.01 | $9,350 | $11,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard | Bronze | $612.78 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus with Adult Dental & Vision \| with AdventHealth | Bronze | $613.20 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes | Bronze | $625.36 | $5,500 | $12,000 |
| Health First Commercial Plans, Inc. | Bronze Standard 1828 | Bronze | $625.92 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards) | Bronze | $626.77 | $0 | $12,000 |
| AvMed | AvMed Entrust Bronze 650 (2027) | Bronze | $629.81 | $10,150 | $11,500 |
| AvMed | AvMed Entrust Expanded Bronze Standard (2027) | Bronze | $632.75 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards) | Bronze | $634.36 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM | Bronze | $637.04 | $5,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards) | Bronze | $638.28 | $7,500 | $12,000 |
| AvMed | AvMed Entrust Bronze 600 (2027) | Bronze | $640.36 | $6,500 | $11,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $641.40 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $642.99 | $5,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards) | Bronze | $643.23 | $7,500 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $646.67 | $0 | $11,800 |
| Health First Commercial Plans, Inc. | Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | Bronze | $649.19 | $9,800 | $10,150 |
| Health First Commercial Plans, Inc. | Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) | Bronze | $659.47 | $9,800 | $10,150 |
| Wellpoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $660.50 | $12,000 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $663.60 | $0 | $11,800 |
| Oscar Health Maintenance Organization of Florida | Gold Basic \| with AdventHealth | Gold | $665.51 | $0 | $11,400 |
| Wellpoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $668.75 | $6,000 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 7500 HSA ($0 Select Drugs + Incentives) Standard | Bronze | $676.32 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple \| with AdventHealth | Gold | $676.61 | $2,750 | $10,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $680.91 | $5,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Bronze | $692.22 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple with Adult Dental & Vision \| with AdventHealth | Gold | $694.25 | $2,750 | $10,000 |
| Wellpoint | Wellpoint Heart Healthy Essential Bronze 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $695.58 | $4,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard \| with AdventHealth | Gold | $695.82 | $2,500 | $8,600 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes \| with AdventHealth | Gold | $698.01 | $2,000 | $10,600 |
| Ambetter Health | Thrive Silver | Silver | $708.54 | $8,000 | $9,400 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Gold | $715.65 | $2,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple PCP Saver \| with AdventHealth | Silver | $718.10 | $5,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard \| with AdventHealth | Silver | $719.40 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Core Plan \| with AdventHealth | Silver | $720.03 | $9,000 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $720.19 | $11,925 | $11,950 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $725.15 | $11,925 | $11,950 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $734.56 | $11,925 | $11,950 |
| Health First Commercial Plans, Inc. | Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Bronze | $735.46 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes \| with AdventHealth | Silver | $736.40 | $6,500 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits \| with AdventHealth | Silver | $738.21 | $6,200 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits \| with AdventHealth | Silver | $742.78 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM \| with AdventHealth | Silver | $743.10 | $6,500 | $10,500 |
| Health First Commercial Plans, Inc. | Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Bronze | $745.74 | $0 | $12,000 |
| Ambetter Health | Signature Silver | Silver | $748.45 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $750.13 | $1,000 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $751.33 | $5,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Silver | $754.03 | $6,500 | $10,600 |
| Health First Commercial Plans, Inc. | Silver Standard 1829 | Silver | $754.24 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver | Silver | $754.62 | $6,300 | $9,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $755.72 | $9,600 | $11,000 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard | Gold | $759.77 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $760.58 | $9,600 | $11,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes | Gold | $762.04 | $2,000 | $10,600 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $765.00 | $5,000 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $768.04 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $770.20 | $9,600 | $11,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $770.89 | $6,400 | $10,300 |
| Health First Commercial Plans, Inc. | Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | $772.48 | $3,050 | $8,100 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $774.38 | $6,300 | $9,600 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $778.42 | $2,500 | $8,600 |
| AvMed | AvMed Entrust Silver 550 (2027) | Silver | $779.23 | $6,250 | $9,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes with Adult Dental & Vision | Gold | $779.67 | $2,000 | $10,600 |
| AvMed | AvMed Entrust Silver Standard (2027) | Silver | $780.86 | $6,400 | $10,300 |
| Ambetter Health | Signature Gold | Gold | $781.08 | $2,500 | $8,600 |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2027) | Silver | $782.00 | $6,250 | $9,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards) | Silver | $782.37 | $6,400 | $10,150 |
| Health First Commercial Plans, Inc. | Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | $782.76 | $3,050 | $8,100 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $785.03 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $785.45 | $11,750 | $11,750 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard | Silver | $785.56 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards) | Silver | $787.25 | $6,400 | $10,150 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $788.97 | $0 | $9,000 |
| Ambetter Health | Everyday Gold | Gold | $789.77 | $800 | $7,250 |
| Ambetter Health | Complete Gold | Gold | $795.58 | $1,450 | $9,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards) | Silver | $796.94 | $6,400 | $10,150 |
| AvMed | AvMed Entrust Silver 350 (2027) | Silver | $801.28 | $3,500 | $10,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $801.53 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | $802.29 | $4,000 | $8,900 |
| Health First Commercial Plans, Inc. | Gold Standard 1833 | Gold | $802.49 | $2,500 | $8,600 |
| Health First Commercial Plans, Inc. | Silver Savings 1821 (Primary Care Copay, Open Access) | Silver | $802.88 | $5,500 | $9,250 |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2027) | Silver | $804.14 | $3,500 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes | Silver | $804.26 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $804.99 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $806.25 | $6,200 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | $807.15 | $4,000 | $8,900 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $810.44 | $800 | $7,250 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits | Silver | $811.28 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM | Silver | $811.63 | $6,500 | $10,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $812.85 | $6,400 | $10,300 |
| Health First Commercial Plans, Inc. | Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) | Silver | $813.16 | $5,500 | $9,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $816.40 | $1,450 | $9,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $816.85 | $4,000 | $8,900 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision | Silver | $821.89 | $6,500 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $825.22 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $828.43 | $7,500 | $12,000 |
| Health First Commercial Plans, Inc. | Gold 1742 ($35 Primary Care Copay, Emergency Room Copay Visits 1-2, Specialist and Outpatient Labs Copays, Open Access) | Gold | $832.99 | $2,000 | $6,650 |
| Health First Commercial Plans, Inc. | Gold 1742 + Adult Dental + Adult Vision ($35 Primary Care Copay, Emergency Room Copay Visits 1-2, Specialist and Outpatient Labs Copays, Open Access) | Gold | $843.27 | $2,000 | $6,650 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $844.51 | $0 | $12,000 |
| Wellpoint | Wellpoint Essential Silver 6400 ($0 Select Drugs + Incentives) Standard | Silver | $848.21 | $6,400 | $10,300 |
| Health First Commercial Plans, Inc. | Silver 1664 (Primary Care & Specialist Copays, Open Access) | Silver | $861.59 | $4,900 | $10,150 |
| Wellpoint | Wellpoint Heart Healthy Essential Silver 5000 ($0 Select Drugs + Incentives) | Silver | $864.72 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $867.96 | $0 | $12,000 |
| Health First Commercial Plans, Inc. | Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) | Silver | $871.87 | $4,900 | $10,150 |
| Wellpoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $874.57 | $3,500 | $12,000 |
| Wellpoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $880.30 | $1,850 | $10,000 |
| AvMed | AvMed Entrust Gold 125 (2027) | Gold | $882.30 | $2,000 | $6,500 |
| AvMed | AvMed Entrust Gold Standard (2027) | Gold | $882.40 | $2,500 | $8,600 |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2027) | Gold | $885.52 | $2,000 | $6,500 |
| Wellpoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $885.88 | $3,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-01 (Rewards) | Bronze | $906.74 | $8,000 | $11,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX) | Bronze | $940.65 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $949.90 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) | Bronze | $956.33 | $7,500 | $12,000 |
| Wellpoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $964.99 | $800 | $9,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards) | Bronze | $968.14 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards) | Bronze | $972.60 | $0 | $12,000 |
| Wellpoint | Wellpoint Essential Gold 2500 ($0 Select Drugs + Incentives) Standard | Gold | $975.15 | $2,500 | $8,600 |
| Wellpoint | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Select Drugs + Incentives) | Gold | $976.23 | $800 | $9,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $981.91 | $0 | $12,000 |
| Wellpoint | Wellpoint Essential Gold 1400 ($0 Select Drugs + Incentives) | Gold | $987.31 | $1,400 | $5,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $1,009.69 | $4,500 | $11,750 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $1,023.83 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,033.14 | $4,500 | $11,750 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision) | Silver | $1,047.28 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $1,061.79 | $0 | $11,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,085.24 | $0 | $11,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-18 (Rewards) | Bronze | $1,128.01 | $10,000 | $11,750 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $1,145.73 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 27K02-12 ($75 PCP Visits / Rewards) | Bronze | $1,151.59 | $2,875 | $12,000 |
| AvMed | AvMed Entrust Platinum 25 (2027) | Platinum | $1,157.01 | $0 | $7,750 |
| AvMed | AvMed Entrust Platinum 25 Dental+Vision (2027) | Platinum | $1,160.81 | $0 | $7,750 |
| AvMed | AvMed Entrust Platinum Standard (2027) | Platinum | $1,161.73 | $0 | $5,900 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin) | Gold | $1,172.71 | $850 | $9,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $1,180.46 | $0 | $8,700 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-17 (3 PCP Visits for $0 then $55 / Rewards) | Bronze | $1,185.77 | $7,300 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,196.16 | $850 | $9,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-26S ($50 PCP Visits / Rewards) | Bronze | $1,198.27 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,203.90 | $0 | $8,700 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-05 ($10 Labs / Rewards) | Gold | $1,215.33 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-23 ($50 PCP Visits / Rewards) | Bronze | $1,215.84 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 1605 ($10 Labs / Rewards) | Gold | $1,218.93 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,246.98 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,259.65 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05 ($20 Labs / Rewards) | Silver | $1,319.05 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards) | Silver | $1,325.85 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards) | Silver | $1,338.94 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $1,356.76 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,388.67 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-06 (Rewards) | Bronze | $1,389.28 | $8,000 | $11,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $1,442.93 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) | Bronze | $1,469.62 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) | Bronze | $1,477.33 | $7,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) | Bronze | $1,489.84 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K02-21 (Rewards) | Silver | $1,597.58 | $4,000 | $8,175 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,646.59 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,716.76 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,749.51 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | $1,754.32 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,800.38 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,132.59 | $0 | $7,950 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,163.92 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $2,208.21 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,247.01 | $0 | $4,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,330.74 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) | Silver | $2,529.12 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $2,538.43 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $2,570.86 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $2,577.92 | $2,100 | $7,050 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K02-15 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,599.58 | $0 | $4,725 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,604.39 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,669.35 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K02-29S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,720.80 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $3,391.28 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $3,449.97 | $0 | $4,075 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $3,513.49 | $0 | $5,900 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Orange County

### How many ACA plans are available in Orange County for 2027?

Orange County, Florida has 195 ACA marketplace plans from 9 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Orange County?

The 2027 benchmark (second-lowest-cost silver) premium in Orange County is $718 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Orange County?

The cheapest 2027 plan in Orange County is Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) from Health First Commercial Plans, Inc. , a Catastrophic plan at $423 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
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