# What ACA marketplace plans are available in Liberty County, Florida in 2027?

Liberty County, Florida has 84 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $438 to $2,550 and a benchmark (second-lowest-cost silver) plan at $685 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) | Catastrophic | $437.92 | $12,000 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $537.90 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $539.76 | $9,350 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) | Bronze | $547.94 | $11,975 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $551.98 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $553.89 | $9,350 | $11,000 |
| Capital Health Plan | Capital Health Plan HMO Bronze 1100 | Bronze | $554.71 | $8,000 | $11,000 |
| Capital Health Plan | Capital Health Plan HMO Bronze 1000 | Bronze | $574.41 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2219 (Rewards) | Bronze | $587.36 | $3,350 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $595.98 | $0 | $11,800 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards) | Bronze | $603.09 | $7,300 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $611.58 | $0 | $11,800 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards) | Bronze | $633.33 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards) | Bronze | $641.01 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards) | Bronze | $644.97 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $648.12 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards) | Bronze | $649.97 | $7,500 | $12,000 |
| Ambetter Health | Clarity Silver | Silver | $653.00 | $8,000 | $9,400 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $668.35 | $11,750 | $11,750 |
| Capital Health Plan | Capital Health Plan HMO Silver 2400 | Silver | $684.89 | $7,000 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $684.98 | $7,500 | $12,000 |
| Ambetter Health | Signature Silver | Silver | $689.78 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver | Silver | $695.47 | $6,300 | $9,600 |
| Capital Health Plan | Capital Health Plan HMO Silver 2300 | Silver | $701.02 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $704.93 | $7,500 | $12,000 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $705.03 | $5,000 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $707.84 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $713.67 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $718.61 | $0 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $719.85 | $2,500 | $8,600 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $723.49 | $5,000 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $727.73 | $11,925 | $11,950 |
| Ambetter Health | Everyday Gold | Gold | $727.86 | $800 | $7,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $732.75 | $11,925 | $11,950 |
| Ambetter Health | Complete Gold | Gold | $733.21 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $738.56 | $0 | $12,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $738.70 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $742.25 | $11,925 | $11,950 |
| Capital Health Plan | Capital Health Plan HMO Silver 2100 | Silver | $744.04 | $6,000 | $9,500 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $746.91 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $752.40 | $1,450 | $9,500 |
| Capital Health Plan | Capital Health Plan HMO Gold 3100 | Gold | $761.39 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $763.63 | $9,600 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $768.55 | $9,600 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $778.26 | $9,600 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards) | Silver | $790.56 | $6,400 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards) | Silver | $795.50 | $6,400 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards) | Silver | $805.29 | $6,400 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | $810.70 | $4,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | $815.59 | $4,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $821.36 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $825.41 | $4,000 | $8,900 |
| Capital Health Plan | Capital Health Plan HMO Gold 3000 | Gold | $829.58 | $0 | $9,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $833.86 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $859.16 | $4,500 | $11,750 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $871.19 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $879.11 | $4,500 | $11,750 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision) | Silver | $891.14 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $903.49 | $0 | $11,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $923.44 | $0 | $11,300 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $974.92 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin) | Gold | $997.88 | $850 | $9,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $1,004.47 | $0 | $8,700 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-06 (Rewards) | Bronze | $1,008.21 | $8,000 | $11,150 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,017.83 | $850 | $9,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,024.42 | $0 | $8,700 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $1,047.14 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) | Bronze | $1,066.53 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) | Bronze | $1,072.11 | $7,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) | Bronze | $1,081.20 | $0 | $12,000 |
| Capital Health Plan | Capital Health Plan HMO Platinum 4000 | Platinum | $1,089.96 | $0 | $5,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-05 ($10 Labs / Rewards) | Gold | $1,228.06 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 1605 ($10 Labs / Rewards) | Gold | $1,231.70 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,260.04 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,272.85 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) | Silver | $1,835.41 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,842.17 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $1,865.71 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,870.83 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,890.03 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,937.18 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $2,461.10 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,503.69 | $0 | $4,075 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,549.79 | $0 | $5,900 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Liberty County

### How many ACA plans are available in Liberty County for 2027?

Liberty County, Florida has 84 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Liberty County?

The 2027 benchmark (second-lowest-cost silver) premium in Liberty County is $685 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Liberty County?

The cheapest 2027 plan in Liberty County is myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company), a Catastrophic plan at $438 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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