# What ACA marketplace plans are available in Flagler County, Florida in 2027?

Flagler County, Florida has 140 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $428 to $3,272 and a benchmark (second-lowest-cost silver) plan at $754 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Health First Commercial Plans, Inc. | Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) | Catastrophic | $428.41 | $12,000 | $12,000 |
| Florida Health Care Plans | Gym Access IND Catastrophic HMO 36 | Catastrophic | $534.17 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits \| with AdventHealth | Expanded Bronze | $563.09 | $9,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic 4700 \| with AdventHealth | Expanded Bronze | $589.16 | $4,700 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard \| with AdventHealth | Expanded Bronze | $589.75 | $7,500 | $12,000 |
| Florida Health Care Plans | Gym Access IND Bronze HMO 1340 | Expanded Bronze | $596.81 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes \| with AdventHealth | Expanded Bronze | $601.75 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM \| with AdventHealth | Expanded Bronze | $612.88 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | $613.22 | $9,000 | $12,000 |
| Florida Health Care Plans | Gym Access IND Catastrophic POS 37 | Catastrophic | $614.28 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Expanded Bronze | $620.24 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus \| with AdventHealth | Expanded Bronze | $624.50 | $0 | $12,000 |
| Health First Commercial Plans, Inc. | Bronze Standard 1828 | Expanded Bronze | $634.64 | $7,500 | $12,000 |
| Florida Health Care Plans | Gym Access IND Bronze HMO OA Standard 2450 | Expanded Bronze | $635.33 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard | Expanded Bronze | $642.55 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus with Adult Dental & Vision \| with AdventHealth | Expanded Bronze | $642.99 | $0 | $12,000 |
| Florida Health Care Plans | Gym Access IND Bronze Standardized HMO | Expanded Bronze | $650.09 | $7,150 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes | Expanded Bronze | $655.74 | $5,500 | $12,000 |
| Health First Commercial Plans, Inc. | Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | Expanded Bronze | $658.24 | $9,800 | $10,150 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM | Expanded Bronze | $667.99 | $5,500 | $12,000 |
| Health First Commercial Plans, Inc. | Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) | Expanded Bronze | $668.67 | $9,800 | $10,150 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision | Expanded Bronze | $674.23 | $5,500 | $12,000 |
| Florida Health Care Plans | Gym Access IND Bronze HMO OA 1211 | Expanded Bronze | $696.01 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Basic \| with AdventHealth | Gold | $697.84 | $0 | $11,400 |
| Oscar Health Maintenance Organization of Florida | Gold Simple \| with AdventHealth | Gold | $709.48 | $2,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple with Adult Dental & Vision \| with AdventHealth | Gold | $727.97 | $2,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard \| with AdventHealth | Gold | $729.63 | $2,500 | $8,600 |
| Florida Health Care Plans | Gym Access IND Bronze POS OA Standard 2450 | Expanded Bronze | $730.63 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes \| with AdventHealth | Gold | $731.93 | $2,000 | $10,600 |
| Florida Health Care Plans | Gym Access IND Bronze POS 1042 | Expanded Bronze | $744.60 | $5,500 | $12,000 |
| Health First Commercial Plans, Inc. | Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Expanded Bronze | $745.72 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Gold | $750.42 | $2,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple PCP Saver \| with AdventHealth | Silver | $752.98 | $5,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard \| with AdventHealth | Silver | $754.35 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Core Plan \| with AdventHealth | Silver | $755.01 | $9,000 | $10,300 |
| Health First Commercial Plans, Inc. | Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Expanded Bronze | $756.14 | $0 | $12,000 |
| Florida Health Care Plans | Gym Access IND Bronze POS BC 3841 | Expanded Bronze | $757.47 | $6,000 | $12,000 |
| Health First Commercial Plans, Inc. | Silver Standard 1829 | Silver | $764.76 | $6,400 | $10,300 |
| Florida Health Care Plans | Gym Access IND Silver HMO OA Standard 1440 | Silver | $770.69 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes \| with AdventHealth | Silver | $772.17 | $6,500 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits \| with AdventHealth | Silver | $774.08 | $6,200 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits \| with AdventHealth | Silver | $778.86 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM \| with AdventHealth | Silver | $779.20 | $6,500 | $10,500 |
| Health First Commercial Plans, Inc. | Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | $783.25 | $3,050 | $8,100 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $783.83 | $11,750 | $11,750 |
| Florida Health Care Plans | Gym Access IND Silver HMO BC 7741 | Silver | $787.07 | $3,500 | $10,500 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision \| with AdventHealth | Silver | $790.66 | $6,500 | $10,600 |
| Florida Health Care Plans | Gym Access IND Silver HMO BC 0941 | Silver | $793.38 | $5,500 | $9,700 |
| Health First Commercial Plans, Inc. | Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | $793.67 | $3,050 | $8,100 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard | Gold | $796.68 | $2,500 | $8,600 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes | Gold | $799.06 | $2,000 | $10,600 |
| Florida Health Care Plans | Gym Access IND Bronze POS OA 1211 | Expanded Bronze | $800.42 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Expanded Bronze | $803.32 | $7,500 | $12,000 |
| Florida Health Care Plans | Gym Access IND Silver HMO OA 1009 | Silver | $803.91 | $0 | $10,500 |
| Health First Commercial Plans, Inc. | Gold Standard 1833 | Gold | $813.68 | $2,500 | $8,600 |
| Health First Commercial Plans, Inc. | Silver Savings 1821 (Primary Care Copay, Open Access) | Silver | $814.07 | $5,500 | $9,250 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes with Adult Dental & Vision | Gold | $817.55 | $2,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard | Silver | $823.72 | $6,400 | $10,300 |
| Health First Commercial Plans, Inc. | Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) | Silver | $824.50 | $5,500 | $9,250 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Expanded Bronze | $826.72 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Expanded Bronze | $842.76 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes | Silver | $843.33 | $6,500 | $10,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-01 (Rewards) | Expanded Bronze | $844.49 | $8,000 | $11,150 |
| Health First Commercial Plans, Inc. | Gold 1742 ($35 Primary Care Copay, Emergency Room Copay Visits 1-2, Specialist and Outpatient Labs Copays, Open Access) | Gold | $844.61 | $2,000 | $6,650 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $845.42 | $6,200 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits | Silver | $850.69 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM | Silver | $851.06 | $6,500 | $10,500 |
| Health First Commercial Plans, Inc. | Gold 1742 + Adult Dental + Adult Vision ($35 Primary Care Copay, Emergency Room Copay Visits 1-2, Specialist and Outpatient Labs Copays, Open Access) | Gold | $855.03 | $2,000 | $6,650 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision | Silver | $861.82 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Expanded Bronze | $866.16 | $0 | $12,000 |
| Health First Commercial Plans, Inc. | Silver 1664 (Primary Care & Specialist Copays, Open Access) | Silver | $873.61 | $4,900 | $10,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX) | Expanded Bronze | $876.08 | $7,175 | $8,275 |
| Health First Commercial Plans, Inc. | Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) | Silver | $884.03 | $4,900 | $10,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $884.70 | $6,500 | $11,025 |
| Florida Health Care Plans | Gym Access IND Silver POS OA Standard 1440 | Silver | $886.31 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) | Expanded Bronze | $890.68 | $7,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards) | Expanded Bronze | $901.68 | $0 | $12,000 |
| Florida Health Care Plans | Gym Access IND Silver POS BC 7741 | Silver | $905.13 | $3,500 | $10,500 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | $905.83 | $0 | $12,000 |
| Florida Health Care Plans | Gym Access IND Silver POS BC 0941 | Silver | $912.45 | $5,500 | $9,700 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | $914.51 | $0 | $12,000 |
| Florida Health Care Plans | Gym Access IND Silver POS OA 1009 | Silver | $924.29 | $0 | $10,500 |
| Florida Health Care Plans | Gym Access IND Gold HMO H.S.A 9010 | Gold | $941.58 | $2,000 | $7,000 |
| Florida Health Care Plans | Gym Access IND Gold HMO OA Standard 3450 | Gold | $970.46 | $2,500 | $8,600 |
| Florida Health Care Plans | Gym Access IND Gold HMO 4500 | Gold | $999.40 | $2,550 | $6,800 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $1,007.60 | $4,500 | $11,750 |
| Florida Health Care Plans | Gym Access IND Gold HMO BC 5651 | Gold | $1,015.29 | $50 | $9,200 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $1,021.71 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,031.00 | $4,500 | $11,750 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision) | Silver | $1,045.10 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $1,059.59 | $0 | $11,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,082.99 | $0 | $11,300 |
| Florida Health Care Plans | Gym Access IND Gold POS OA Standard 3450 | Gold | $1,116.03 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $1,143.35 | $2,500 | $8,600 |
| Florida Health Care Plans | Gym Access IND Gold POS 55001 | Gold | $1,150.19 | $2,800 | $9,200 |
| Florida Health Care Plans | Gym Access IND Gold POS BC 5651 | Gold | $1,167.93 | $50 | $9,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin) | Gold | $1,170.28 | $850 | $9,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $1,178.01 | $0 | $8,700 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K01-05 (Rewards) | Expanded Bronze | $1,189.18 | $10,000 | $11,750 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,193.68 | $850 | $9,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,201.41 | $0 | $8,700 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05 ($20 Labs / Rewards) | Silver | $1,228.50 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards) | Silver | $1,234.83 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards) | Silver | $1,247.03 | $3,675 | $8,100 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K01-03 (3 PCP Visits for $0 then $55 / Rewards) | Expanded Bronze | $1,250.14 | $7,300 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $1,263.64 | $3,575 | $8,575 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K01-31S ($50 PCP Visits / Rewards) | Expanded Bronze | $1,275.30 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K01-09 (Rewards / $10 select RX) | Expanded Bronze | $1,286.74 | $8,425 | $8,450 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,293.35 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-06 (Rewards) | Expanded Bronze | $1,293.91 | $8,000 | $11,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K01-25 ($50 PCP Visits / Rewards) | Expanded Bronze | $1,306.74 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $1,343.87 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) | Expanded Bronze | $1,368.74 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | $1,375.92 | $7,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) | Expanded Bronze | $1,387.58 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,598.92 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,629.41 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | $1,633.90 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,676.80 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-02 (Rewards) | Silver | $1,725.43 | $4,000 | $8,175 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $1,753.40 | $4,000 | $10,550 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,767.13 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $2,056.63 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,092.76 | $0 | $4,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,170.76 | $0 | $5,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-10 ($45 PCP Visits / $80 Specialist Visits / $20 Labs / Rewards) | Gold | $2,268.22 | $1,500 | $6,450 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,287.84 | $0 | $7,950 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,321.58 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) | Silver | $2,355.52 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $2,364.18 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $2,394.40 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $2,400.97 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,425.61 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,486.11 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $2,806.51 | $1,000 | $4,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-07 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,858.90 | $0 | $4,725 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-34S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $3,024.68 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $3,158.49 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $3,213.16 | $0 | $4,075 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $3,272.31 | $0 | $5,900 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Flagler County

### How many ACA plans are available in Flagler County for 2027?

Flagler County, Florida has 140 ACA marketplace plans from 6 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Flagler County?

The 2027 benchmark (second-lowest-cost silver) premium in Flagler County is $754 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Flagler County?

The cheapest 2027 plan in Flagler County is Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) from Health First Commercial Plans, Inc. , a Catastrophic plan at $428 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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