# What ACA marketplace plans are available in Mohave County, Arizona in 2027?

Mohave County, Arizona has 22 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $896 to $1,445 and a benchmark (second-lowest-cost silver) plan at $1,143 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $895.98 | $11,750 | $11,750 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Bronze | Bronze | $908.64 | $7,500 | $12,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Core Value Bronze (2 Free PCP Visits) | Bronze | $924.83 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $930.38 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $964.19 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $998.52 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $1,032.34 | $0 | $12,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Silver | Silver | $1,095.96 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $1,143.02 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $1,161.62 | $5,000 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Core Value Silver (2 Free PCP Visits) | Silver | $1,169.68 | $4,000 | $9,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $1,184.01 | $0 | $11,500 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,195.07 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,217.46 | $0 | $11,500 |
| Blue Cross Blue Shield of Arizona | AZ Blue Everyday Copay Silver (Copays for Inpatient, ER, and OP Surgery) | Silver | $1,243.08 | $2,000 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Gold | Gold | $1,323.38 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $1,348.37 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $1,398.11 | $1,450 | $7,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $1,410.94 | $0 | $9,300 |
| Blue Cross Blue Shield of Arizona | AZ Blue Everyday Copay Gold (Copays for Inpatient, ER, and OP Surgery) | Gold | $1,416.62 | $1,500 | $6,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,431.92 | $1,450 | $7,100 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,444.75 | $0 | $9,300 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Mohave County

### How many ACA plans are available in Mohave County for 2027?

Mohave County, Arizona has 22 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Mohave County?

The 2027 benchmark (second-lowest-cost silver) premium in Mohave County is $1,143 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Mohave County?

The cheapest 2027 plan in Mohave County is UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) from UnitedHealthcare, a Bronze plan at $896 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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