# What ACA marketplace plans are available in Maricopa County, Arizona in 2027?

Maricopa County, Arizona has 104 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $400 to $912 and a benchmark (second-lowest-cost silver) plan at $534 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Antidote Health Plan of Arizona, Inc. | Bronze Enhanced Blood Pressure Management Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Bronze | $399.52 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Enhanced Diabetes Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Bronze | $399.93 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Complete Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $400.77 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Enhanced Blood Pressure Management+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Bronze | $412.45 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Enhanced Diabetes+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Bronze | $412.87 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Complete+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $413.71 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Elite Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Bronze | $438.55 | $8,000 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Standard | Bronze | $443.05 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Bronze | $451.48 | $8,000 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Classic Bronze | Bronze | $453.19 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple | Bronze | $531.78 | $9,150 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Enhanced Blood Pressure Management Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Silver | $533.16 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Enhanced Diabetes Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Silver | $533.70 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Enhanced Blood Pressure Management+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Silver | $546.10 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Enhanced Diabetes+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Silver | $546.64 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Classic Standard | Bronze | $548.01 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Complete Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $549.68 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Buena Salud Bronce Simple Para Diabetes | Bronze | $557.76 | $5,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $558.95 | $5,500 | $12,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Bronze | Bronze | $559.10 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Sanitas Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $561.34 | $9,150 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Classic Silver | Silver | $562.41 | $6,400 | $10,300 |
| Antidote Health Plan of Arizona, Inc. | Silver Complete+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $562.60 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple Chronic Care CKM | Bronze | $564.79 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $565.70 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Sanitas Bronze Standard (HSA, $0 Insulin) | Bronze | $567.68 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus | Bronze | $570.36 | $0 | $12,000 |
| Oscar Health Plan, Inc. | Buena Salud Bronce Simple Para Diabetes con Dental + Vision para Adultos | Bronze | $576.52 | $5,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Silver | $578.75 | $6,500 | $10,500 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $587.43 | $7,500 | $12,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Protect Bronze ($0 Prosano Health Visits) | Bronze | $588.46 | $11,000 | $11,000 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $589.12 | $0 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Elite Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Silver | $597.00 | $6,500 | $12,000 |
| Ambetter from Arizona Complete Health | Signature Expanded Bronze | Bronze | $603.61 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $608.77 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Silver | $609.93 | $6,500 | $12,000 |
| Ambetter from Arizona Complete Health | Everyday Bronze | Bronze | $611.08 | $9,350 | $11,000 |
| Ambetter from Arizona Complete Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $616.66 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Standard | Silver | $620.13 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $623.88 | $0 | $10,600 |
| Ambetter from Arizona Complete Health | Everyday Bronze + Vision + Adult Dental | Bronze | $624.30 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $630.45 | $0 | $12,000 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA | Bronze | $641.11 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $646.68 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $651.80 | $0 | $12,000 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA + Vision + Adult Dental | Bronze | $654.98 | $7,950 | $7,950 |
| Oscar Health Plan, Inc. | Silver Simple PCP Saver | Silver | $656.80 | $5,750 | $10,000 |
| Oscar Health Plan, Inc. | Silver Classic Standard | Silver | $662.85 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes | Silver | $667.13 | $6,500 | $10,600 |
| Oscar Health Plan, Inc. | Silver Core Plan | Silver | $667.55 | $9,000 | $10,300 |
| Imperial Insurance Companies, Inc. | Imperial Classic Gold | Gold | $667.65 | $2,500 | $8,600 |
| Oscar Health Plan, Inc. | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $669.40 | $6,200 | $10,300 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Clarity Bronze ($0 Prosano Health Visits) | Bronze | $669.96 | $0 | $12,000 |
| UnitedHealthcare | UHC Sanitas Silver Standard ($0 Insulin) | Silver | $671.49 | $6,400 | $10,300 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Gold | $672.27 | $1,000 | $8,000 |
| Oscar Health Plan, Inc. | Silver Simple Women's Health with Menopause Benefits | Silver | $672.89 | $6,000 | $10,600 |
| Oscar Health Plan, Inc. | Silver Simple Chronic Care CKM | Silver | $673.30 | $6,500 | $10,500 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Silver | Silver | $674.37 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $677.87 | $3,500 | $9,500 |
| Ambetter from Arizona Complete Health | Summit Silver | Silver | $681.03 | $4,100 | $9,800 |
| Antidote Health Plan of Arizona, Inc. | Gold Enhanced Blood Pressure Management Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Gold | $682.58 | $3,000 | $9,000 |
| Antidote Health Plan of Arizona, Inc. | Gold Enhanced Diabetes Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Gold | $683.26 | $3,000 | $9,000 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes with Adult Dental & Vision | Silver | $685.89 | $6,500 | $10,600 |
| Antidote Health Plan of Arizona, Inc. | Gold Complete Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $689.70 | $3,500 | $9,000 |
| Antidote Health Plan of Arizona, Inc. | Gold Enhanced Blood Pressure Management+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Gold | $695.51 | $3,000 | $9,000 |
| Antidote Health Plan of Arizona, Inc. | Gold Enhanced Diabetes+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Gold | $696.20 | $3,000 | $9,000 |
| Ambetter from Arizona Complete Health | Signature Silver | Silver | $697.34 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin) | Silver | $698.99 | $0 | $9,800 |
| Antidote Health Plan of Arizona, Inc. | Gold Complete+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $702.63 | $3,500 | $9,000 |
| Oscar Health Plan, Inc. | Gold Simple | Gold | $707.17 | $2,750 | $10,000 |
| Ambetter from Arizona Complete Health | Complete Silver | Silver | $708.20 | $6,950 | $9,850 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits | Gold | $708.56 | $3,000 | $8,500 |
| Oscar Health Plan, Inc. | Gold Classic Standard | Gold | $709.01 | $2,500 | $8,600 |
| Ambetter from Arizona Complete Health | Signature Silver + Vision + Adult Dental | Silver | $712.42 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision) | Silver | $720.66 | $0 | $9,800 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $721.68 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Gold Simple Diabetes | Gold | $723.45 | $2,000 | $10,600 |
| Ambetter from Arizona Complete Health | Complete Silver + Vision + Adult Dental | Silver | $723.52 | $6,950 | $9,850 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits including Adult Dental & Vision | Gold | $727.32 | $3,000 | $8,500 |
| Antidote Health Plan of Arizona, Inc. | Gold Elite Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Gold | $732.73 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $733.42 | $5,000 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Connected Care Silver ($0 Prosano Health Visits) | Silver | $738.69 | $7,000 | $9,000 |
| Oscar Health Plan, Inc. | Gold Simple Diabetes with Adult Dental & Vision | Gold | $742.21 | $2,000 | $10,600 |
| Antidote Health Plan of Arizona, Inc. | Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Gold | $745.67 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $747.56 | $0 | $11,500 |
| Antidote Health Plan of Arizona, Inc. | Gold Standard | Gold | $749.70 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $754.54 | $5,000 | $10,000 |
| Ambetter from Arizona Complete Health | Signature Gold | Gold | $764.63 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $768.68 | $0 | $11,500 |
| Ambetter from Arizona Complete Health | Signature Gold + Vision + Adult Dental | Gold | $781.17 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Clarity Silver ($0 Prosano Health Visits) | Silver | $795.89 | $0 | $9,000 |
| Ambetter from Arizona Complete Health | Everyday Gold | Gold | $796.24 | $800 | $7,250 |
| UnitedHealthcare | UHC Sanitas Gold Standard ($0 Insulin) | Gold | $801.50 | $2,500 | $8,600 |
| Ambetter from Arizona Complete Health | Everyday Gold + Vision + Adult Dental | Gold | $813.46 | $800 | $7,250 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Gold | Gold | $814.30 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $836.10 | $1,400 | $6,500 |
| UnitedHealthcare | UHC Sanitas Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $837.04 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $851.33 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Priority Gold ($0 Prosano Health Visits) | Gold | $852.63 | $1,500 | $8,000 |
| UnitedHealthcare | UHC Sanitas Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $859.60 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $882.74 | $1,450 | $7,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $890.84 | $0 | $9,300 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $904.09 | $1,450 | $7,100 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $912.19 | $0 | $9,300 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Maricopa County

### How many ACA plans are available in Maricopa County for 2027?

Maricopa County, Arizona has 104 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Maricopa County?

The 2027 benchmark (second-lowest-cost silver) premium in Maricopa County is $534 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Maricopa County?

The cheapest 2027 plan in Maricopa County is Bronze Enhanced Blood Pressure Management Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx from Antidote Health Plan of Arizona, Inc., a Bronze plan at $400 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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