# What ACA marketplace plans are available in Washington County, Alabama in 2027?

Washington County, Alabama has 49 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $411 to $1,129 and a benchmark (second-lowest-cost silver) plan at $686 per month, before any premium tax credit, per CMS 2027 plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with CMS 2027 plan data_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabama | Blue Protect | Catastrophic | $410.79 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Bronze EPO | Expanded Bronze | $464.39 | $9,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Bronze EPO | Expanded Bronze | $516.96 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Bronze | Expanded Bronze | $519.54 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $546.77 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Bronze | Expanded Bronze | $548.34 | $8,500 | $11,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Expanded Bronze | $564.02 | $7,500 | $12,000 |
| Ambetter of Alabama | Signature Expanded Bronze | Expanded Bronze | $576.35 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue HSA Bronze | Expanded Bronze | $578.19 | $7,900 | $7,900 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Expanded Bronze | $582.83 | $7,500 | $12,000 |
| Ambetter of Alabama | Everyday Bronze | Expanded Bronze | $584.94 | $9,350 | $11,000 |
| Ambetter of Alabama | Signature Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $591.75 | $7,500 | $12,000 |
| Ambetter of Alabama | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $600.57 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Expanded Bronze | $618.73 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Expanded Bronze | $637.54 | $0 | $12,000 |
| Ambetter of Alabama | Elite Bronze | Expanded Bronze | $646.29 | $0 | $11,900 |
| Ambetter of Alabama | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $663.55 | $0 | $11,900 |
| Ambetter of Alabama | Streamlined Silver | Silver | $672.50 | $4,700 | $11,300 |
| Ambetter of Alabama | Signature Silver | Silver | $686.41 | $6,400 | $10,300 |
| Ambetter of Alabama | Focused Silver | Silver | $696.53 | $6,300 | $9,600 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $704.71 | $5,000 | $10,000 |
| Ambetter of Alabama | Signature Silver + Vision + Adult Dental | Silver | $704.75 | $6,400 | $10,300 |
| Ambetter of Alabama | Focused Silver + Vision + Adult Dental | Silver | $715.14 | $6,300 | $9,600 |
| Ambetter of Alabama | Signature Gold | Gold | $721.30 | $2,500 | $8,600 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $723.54 | $5,000 | $10,000 |
| Ambetter of Alabama | Clear Gold | Gold | $730.55 | $1,200 | $9,150 |
| Ambetter of Alabama | Signature Gold + Vision + Adult Dental | Gold | $740.57 | $2,500 | $8,600 |
| Ambetter of Alabama | Clear Gold + Vision + Adult Dental | Gold | $750.06 | $1,200 | $9,150 |
| Ambetter of Alabama | Complete Gold | Gold | $758.56 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Silver EPO | Silver | $759.04 | $4,000 | $10,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Silver EPO | Silver | $769.70 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver | Silver | $773.66 | $6,400 | $10,300 |
| Ambetter of Alabama | Complete Gold + Vision + Adult Dental | Gold | $778.83 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Silver | Silver | $814.84 | $5,000 | $10,600 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $832.30 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard- ($0 Insulin, No Referrals) | Silver | $832.38 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $844.47 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $852.66 | $0 | $11,500 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $863.29 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $871.47 | $0 | $11,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $902.54 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Value Silver | Silver | $914.19 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $930.77 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $949.59 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $951.63 | $0 | $7,900 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $970.44 | $0 | $7,900 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Gold | Gold | $982.53 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Gold | Gold | $1,062.29 | $850 | $6,000 |
| Blue Cross and Blue Shield of Alabama | Blue Value Gold | Gold | $1,129.04 | $750 | $6,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Washington County

### How many ACA plans are available in Washington County for 2027?

Washington County, Alabama has 49 ACA marketplace plans from 3 insurers for 2027, per CMS 2027 plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Washington County?

The 2027 benchmark (second-lowest-cost silver) premium in Washington County is $686 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Washington County?

The cheapest 2027 plan in Washington County is Blue Protect from Blue Cross and Blue Shield of Alabama, a Catastrophic plan at $411 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- CMS PY2027 Plan Attributes and Rate public use files — https://data.healthcare.gov/dataset/9c1ab46b-95da-4aac-9a04-2bf363a28d9e (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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