# What ACA marketplace plans are available in Monroe County, Alabama in 2027?

Monroe County, Alabama has 14 ACA marketplace plans from 1 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $411 to $1,129 and a benchmark (second-lowest-cost silver) plan at $770 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabama | Blue Protect | Catastrophic | $410.79 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Bronze EPO | Bronze | $464.39 | $9,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Bronze EPO | Bronze | $516.96 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Bronze | Bronze | $519.54 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Bronze | Bronze | $548.34 | $8,500 | $11,000 |
| Blue Cross and Blue Shield of Alabama | Blue HSA Bronze | Bronze | $578.19 | $7,900 | $7,900 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Silver EPO | Silver | $759.04 | $4,000 | $10,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Silver EPO | Silver | $769.70 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver | Silver | $773.66 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Silver | Silver | $814.84 | $5,000 | $10,600 |
| Blue Cross and Blue Shield of Alabama | Blue Value Silver | Silver | $914.19 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Gold | Gold | $982.53 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Gold | Gold | $1,062.29 | $850 | $6,000 |
| Blue Cross and Blue Shield of Alabama | Blue Value Gold | Gold | $1,129.04 | $750 | $6,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Monroe County

### How many ACA plans are available in Monroe County for 2027?

Monroe County, Alabama has 14 ACA marketplace plans from 1 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Monroe County?

The 2027 benchmark (second-lowest-cost silver) premium in Monroe County is $770 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Monroe County?

The cheapest 2027 plan in Monroe County is Blue Protect from Blue Cross and Blue Shield of Alabama, a Catastrophic plan at $411 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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