# What ACA marketplace plans are available in Lee County, Alabama in 2027?

Lee County, Alabama has 49 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $430 to $1,181 and a benchmark (second-lowest-cost silver) plan at $706 per month, before any premium tax credit, per HealthCare.gov plan data. To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

_Last updated 2026-11-01 · Published by Private Health Insurance Direct Answers · Updated November 1, 2026 with 2027 plan data from HealthCare.gov_

## 2027 plan table

| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabama | Blue Protect | Catastrophic | $429.65 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Bronze EPO | Bronze | $485.72 | $9,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Bronze EPO | Bronze | $540.69 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Bronze | Bronze | $543.39 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Bronze | Bronze | $573.52 | $8,500 | $11,000 |
| Ambetter of Alabama | Signature Expanded Bronze | Bronze | $592.83 | $7,500 | $12,000 |
| Ambetter of Alabama | Everyday Bronze | Bronze | $601.66 | $9,350 | $11,000 |
| Blue Cross and Blue Shield of Alabama | Blue HSA Bronze | Bronze | $604.74 | $7,900 | $7,900 |
| Ambetter of Alabama | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $608.67 | $7,500 | $12,000 |
| Ambetter of Alabama | Everyday Bronze + Vision + Adult Dental | Bronze | $617.74 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $639.54 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $659.71 | $7,500 | $12,000 |
| Ambetter of Alabama | Elite Bronze | Bronze | $664.76 | $0 | $11,900 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $681.72 | $7,500 | $12,000 |
| Ambetter of Alabama | Elite Bronze + Vision + Adult Dental | Bronze | $682.53 | $0 | $11,900 |
| Ambetter of Alabama | Streamlined Silver | Silver | $691.72 | $4,700 | $11,300 |
| Ambetter of Alabama | Signature Silver | Silver | $706.04 | $6,400 | $10,300 |
| Ambetter of Alabama | Focused Silver | Silver | $716.44 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $723.71 | $0 | $12,000 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $724.86 | $5,000 | $10,000 |
| Ambetter of Alabama | Signature Silver + Vision + Adult Dental | Silver | $724.90 | $6,400 | $10,300 |
| Ambetter of Alabama | Focused Silver + Vision + Adult Dental | Silver | $735.58 | $6,300 | $9,600 |
| Ambetter of Alabama | Signature Gold | Gold | $741.92 | $2,500 | $8,600 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $744.23 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $745.71 | $0 | $12,000 |
| Ambetter of Alabama | Clear Gold | Gold | $751.43 | $1,200 | $9,150 |
| Ambetter of Alabama | Signature Gold + Vision + Adult Dental | Gold | $761.74 | $2,500 | $8,600 |
| Ambetter of Alabama | Clear Gold + Vision + Adult Dental | Gold | $771.51 | $1,200 | $9,150 |
| Ambetter of Alabama | Complete Gold | Gold | $780.25 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Silver EPO | Silver | $793.90 | $4,000 | $10,000 |
| Ambetter of Alabama | Complete Gold + Vision + Adult Dental | Gold | $801.09 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Silver EPO | Silver | $805.04 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver | Silver | $809.18 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Silver | Silver | $852.25 | $5,000 | $10,600 |
| Blue Cross and Blue Shield of Alabama | Blue Value Silver | Silver | $956.17 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $973.52 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard- ($0 Insulin, No Referrals) | Silver | $973.61 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $987.76 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $997.34 | $0 | $11,500 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,009.76 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,019.34 | $0 | $11,500 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Gold | Gold | $1,027.64 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,055.67 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,088.70 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,110.71 | $750 | $8,000 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Gold | Gold | $1,111.07 | $850 | $6,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,113.09 | $0 | $7,900 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,135.10 | $0 | $7,900 |
| Blue Cross and Blue Shield of Alabama | Blue Value Gold | Gold | $1,180.88 | $750 | $6,000 |

Premiums are full price for one 40-year-old non-smoker, before any premium tax credit.

## Questions about 2027 plans in Lee County

### How many ACA plans are available in Lee County for 2027?

Lee County, Alabama has 49 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.

### What is the 2027 benchmark (second-lowest-cost silver) premium in Lee County?

The 2027 benchmark (second-lowest-cost silver) premium in Lee County is $706 per month for a 40-year-old before tax credits.

### What is the cheapest 2027 plan in Lee County?

The cheapest 2027 plan in Lee County is Blue Protect from Blue Cross and Blue Shield of Alabama, a Catastrophic plan at $430 per month for a 40-year-old before tax credits.

### When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

### How do I get help choosing or enrolling?

To compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555. You can also enroll yourself at HealthCare.gov.

## Sources

- HealthCare.gov plan data (CMS Marketplace API) — https://www.healthcare.gov/see-plans/ (retrieved 2026-11-12)
- HealthCare.gov — https://www.healthcare.gov

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Updated: 2026-11-01T00:00:00.000Z
Published by: Private Health Insurance Direct Answers
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